Howard County property record for 707 3rd St SE, Cresco, IA 52136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,400 sqft · built 1977 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,116 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 320410050110000 |
| Primary APN | 320410050110000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Basement Area | 1,144 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 244 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,511 sqft (0.402 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | 174 sqft |
| Patio Area | 636 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 707 3RD ST SE |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 OF 3 OF 50 IR SURV NW |
| Legal Range | 11W |
| Legal Township | 99N |
| Legal Section | 26 |
| Legal Lot Number | 6 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | VERNON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 960100 |
707 3rd St SE is owned and occupied by two individuals who acquired it in January 2026.
Source: Howard County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 3RD ST SE, CRESCO, IA 52136-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0000000130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 707 3RD ST SE, CRESCO, IA 52136-2007 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1941 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 2020/1941 |
| Instrument | 2020 1941 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 707 3rd St SE was $4,116 with a homeowner's exemption.
Source: Howard County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,116.00 | $253,640 (-) Land $13,130 Building $240,510 | $253,640 (-) Land $13,130 Building $240,510 |
| 2025 | $4,116.00 (+3.68%) Homeowner's exemption | $253,640 Land $13,130 Building $240,510 | $253,640 Land $13,130 Building $240,510 |
| 2024 | $3,970.00 | ||
| 2023 | $225,760 (+21.38%) Land $13,130 Building $212,630 | $225,760 Land $13,130 Building $212,630 | |
| 2022 | $3,798.00 Homeowner's exemption | $185,990 Land $13,130 Building $172,860 | |
| 2021 | $185,990 Land $13,130 Building $172,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 707 3rd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 707 3rd St SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 700 / 200 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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