623 3rd St SE, Cresco, IA 52136 Property Records

Howard County property record for 623 3rd St SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,792 sqft · built 1977
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Nov 2024)
Tax Bill	$4,640 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320410050080000`

Property Details

APN / Parcel Number

Primary APN	`320410050080000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Basement Area	1,408 sqft
Finished Basement	950 sqft
Unfinished Basement	458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	533 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	623 3RD ST SE
City	CRESCO
State	IA
Zip	52136-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 OF 3 OF 50 IR SURV NW
Legal Range	11W
Legal Township	99N
Legal Section	26
Legal Lot Number	4
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10463 RIVER RD, CHESTER, IA 52134-8511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CRESCO BANK & TRUST CO
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CRESCO BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Mar 14, 2014 · Amount on Record
Deed Document Number	20241659
Deed Book / Page	2024 / 1659
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	623 3RD ST SE, CRESCO, IA 52136-2005
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002021/77
Date	Jan 8, 2021
Book Page	2021/77
Instrument	2021 0077

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	623 3RD ST SE, CRESCO, IA 52136-2005
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2302
Date	Dec 22, 2020
Book Page	2020/2302
Instrument	2020 2302

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2021

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	623 3RD ST SE, CRESCO, IA 52136-2005
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/933
Date	Jun 15, 2020
Book Page	2020/933
Instrument	2020 0933

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 15, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,640.00	$284,530 (-) Land $13,130 Building $271,400	$284,530 (-) Land $13,130 Building $271,400
2025	$4,640.00 (+49.77%) Homeowner's exemption	$284,530 (+59.47%) Land $13,130 Building $271,400	$284,530 (+59.47%) Land $13,130 Building $271,400
2024	$3,098.00 (+13.9%)
2023		$178,420 (+31.4%) Land $13,130 Building $165,290	$178,420 (+31.4%) Land $13,130 Building $165,290
2022	$2,720.00 Homeowner's exemption	$135,780 Land $13,130 Building $122,650
2021			$135,780 Land $13,130 Building $122,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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