607 3rd St SE, Cresco, IA 52136 Property Records

Howard County property record for 607 3rd St SE, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,752 sqft · built 1977
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Jun 2007)
Tax Bill	$3,924 (2026)
Deeds & Mortgages	May 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320410050060000`

Property Details

APN / Parcel Number

Primary APN	`320410050060000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
Basement Area	1,192 sqft
Finished Basement	1,000 sqft
Unfinished Basement	192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	607 3RD ST SE
City	CRESCO
State	IA
Zip	52136-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OF 3 OF 50 IR SURV NW
Legal Range	11W
Legal Township	99N
Legal Section	26
Legal Lot Number	2
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2006
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	607 3RD ST SE, CRESCO, IA 52136-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2007 · Amount on File
Deed Sale	Jun 22, 2007 · Amount on File
Deed Document Number	20072127
Deed Book / Page	347 / 462
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	607 3RD ST SE, CRESCO, IA 52136-2005
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/749
Date	May 19, 2020
Book Page	2020/749
Instrument	2020 0749

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	607 3RD ST SE, CRESCO, IA 52136-2005
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 0086
Date	Jan 18, 2017
Book Page	2017/0086
Instrument	2017 0086

Lender

Name	CUSB BANK
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,924.00	$242,340 (-) Land $13,130 Building $229,210	$242,340 (-) Land $13,130 Building $229,210
2025	$3,924.00 (+3.1%) Homeowner's exemption	$242,340 (+11.76%) Land $13,130 Building $229,210	$242,340 (+11.76%) Land $13,130 Building $229,210
2024	$3,806.00 (+3.88%)
2023		$216,830 (+20.6%) Land $13,130 Building $203,700	$216,830 (+20.6%) Land $13,130 Building $203,700
2022	$3,664.00 Homeowner's exemption Additional exemption filed	$179,790 Land $13,130 Building $166,660
2021			$179,790 Land $13,130 Building $166,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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