706 Temple Rd, #A, Ladson, SC 29456 Property Records

Berkeley County property record for 706 Temple Rd, #A, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,194 sqft · built 1986
Lot Size	0.088 acres (3,862 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Aug 2008)
Tax Bill	$473 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-07-01-034`

Property Details

APN / Parcel Number

Primary APN	`233-07-01-034`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,194 sqft Finished Area
Gross Area	1,274 sqft
1st Floor Area	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,862 sqft (0.088 acres)
Porch	Slab
Porch Area	80 sqft

Location & Zoning

Street Address	706 TEMPLE RD, A
City	LADSON
State	SC
Zip	29456-3295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXES
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	47
Legal Lot Number	32-A
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2003
Census Tract	20717

Owner

706 Temple Rd, #A is owned and occupied by an individual who bought it in August 2008.

Source: Berkeley County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	706 TEMPLE RD, A, LADSON, SC 29456-3295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2008 · Amount on File
Deed Sale	Aug 19, 2008 · Amount on File
Deed Document Number	200822890
Deed Book / Page	7519 / 4
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Aug 11, 2026
Property Address	706 TEMPLE RD, A, LADSON, SC 29456-3295
Document Number	0000028990
Book / Page	5675 / 1
Instrument Date	Aug 5, 2026
Instrument	202628990
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706A TEMPLE RD, LADSON, SC 29456-3295

Mortgage

Document Number	0000028990,
Date	Aug 11, 2026
Book Page	5675/1
Instrument	202628990

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 706 Temple Rd, #A was $473 with a homeowner's exemption, up 7.3% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,721 (+2,400.7%) Land $13,236 Building $61,485	$211,700 (-) Land $37,500 Building $174,200
2025	$473.00 (+7.26%) Homeowner's exemption	$2,988 (-) Land $529 Building $2,459	$211,700 (-) Land $37,500 Building $174,200
2024	$441.00 Homeowner's exemption	$2,988 Land $529 Building $2,459	$211,700 Land $37,500 Building $174,200
2022	$440.00 Homeowner's exemption	$2,599 Land $461 Building $2,138	$98,600 Land $17,500 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 706 Temple Rd, #A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Temple Rd, #A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom, Spectrum.

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