703 Temple Rd, #B, Ladson, SC 29456 Property Records

Berkeley County property record for 703 Temple Rd, #B, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,030 sqft · built 1986
Lot Size	0.106 acres (4,654 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Mar 2024)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-07-01-041`

Property Details

APN / Parcel Number

Primary APN	`233-07-01-041`
Alternative APN	`233-07-01-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,030 sqft Finished Area
Gross Area	1,100 sqft
1st Floor Area	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,654 sqft (0.106 acres)
Porch	Slab
Porch Area	70 sqft

Location & Zoning

Street Address	703 TEMPLE RD, B
City	LADSON
State	SC
Zip	29456-3297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXES
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	46
Legal Lot Number	1-B
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2001
Census Tract	20717

Owner

703 Temple Rd, #B is owned and occupied by an individual who bought it in March 2024.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	703 TEMPLE RD, B, LADSON, SC 29456-3297
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 7, 2021	Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK
Mar 30, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	20248530
Deed Book / Page	4811 / 843
Prior Transfer Date	Dec 13, 2004
Prior Transfer Doc	0000038551
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 22, 2024
Property Address	703 TEMPLE RD # B, B, LADSON, SC 29456-3297
Document Number	04811/0843
Book / Page	4811 / 843
Map Reference	CAB R PG 144B-149A
Instrument Date	Mar 21, 2024
Instrument	2024008530
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 TEMPLE RD # B, B, LADSON, SC 29456-3297

Mortgage

Document Number	2024008531
Date	Mar 22, 2024
Instrument	2024008531

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 7, 2021
Property Address	703 TEMPLE RD # B, B, LADSON, SC 29456-3297
Document Number	3999/0670
Book / Page	3999 / 670
Map Reference	CAB R SL 144-B-149-A
Instrument Date	Oct 6, 2021
Instrument	2021047488
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 TEMPLE RD # B, B, LADSON, SC 29456-3297

Mortgage

Document Number	2021047489
Date	Oct 7, 2021
Instrument	2021047489

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 30, 2017
Property Address	703 TEMPLE RD # B, B, LADSON, SC 29456-3297
Document Number	2425/0540
Book / Page	002425 / 000540
Instrument Date	Mar 24, 2017
Instrument	10511
Transaction Type	Transfer
Record Updated	Apr 7, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 TEMPLE RD #B LADSON SC 294563297, B, LADSON, SC 29456-3297

Mortgage

Document Number	2425/0544
Date	Mar 30, 2017
Book Page	002425/000544
Instrument	10512

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 703 Temple Rd, #B was $3,272, up 311.1% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,500 (+1,566.67%) Land $37,500 Building $180,000	$217,500 (-) Land $37,500 Building $180,000
2025	$3,272.00 (+311.06%)	$13,050 (-) Land $2,250 Building $10,800	$217,500 (-) Land $37,500 Building $180,000
2024	$796.00	$13,050 Land $2,250 Building $10,800	$217,500 Land $37,500 Building $180,000
2022	$799.00 Homeowner's exemption	$6,280 Land $1,200 Building $5,080	$157,000 Land $30,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 703 Temple Rd, #B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 703 Temple Rd, #B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom, Spectrum.

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