708 Temple Rd, #A, Ladson, SC 29456 Property Records

Berkeley County property record for 708 Temple Rd, #A, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 1,056 sqft · built 1986
Lot Size	0.104 acres (4,542 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2025)
Tax Bill	$940 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-07-01-033`

Property Details

APN / Parcel Number

Primary APN	`233-07-01-033`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,056 sqft Finished Area
Gross Area	1,080 sqft
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,542 sqft (0.104 acres)
Porch	Slab
Porch Area	24 sqft

Location & Zoning

Street Address	708 TEMPLE RD, A
City	LADSON
State	SC
Zip	29456-3295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXESLOT 31-A - BLOCK 47 - SECTION VII
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	47
Legal Lot Number	31-A
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2003
Census Tract	20717

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	708 TEMPLE RD, A, LADSON, SC 29456-3295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 6, 2025	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 30, 2024	Deed, Transfer · Conventional Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Aug 30, 2024 · Amount on Record
Deed Document Number	202533671
Deed Book / Page	5345 / 166
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	708 TEMPLE RD # A, A, LADSON, SC 29456-3295
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 WESTRIDGE CIR, CHARLESTON, SC 29412-8167

Mortgage

Document Number	05083/0469
Date	Jan 16, 2025
Book Page	5083/469
Instrument	2025001527

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2054

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 6, 2025
Property Address	708 TEMPLE RD # A, A, LADSON, SC 29456-3295
Document Number	05345/0166
Book / Page	5345 / 166
Map Reference	CAB R PG 146-A
Instrument Date	Oct 2, 2025
Instrument	2025033671
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 TEMPLE RD # A, A, LADSON, SC 29456-3295

Mortgage

Document Number	2025033672
Date	Oct 6, 2025
Instrument	2025033672

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Aug 30, 2024
Property Address	708 TEMPLE RD # A, A, LADSON, SC 29456-3295
Document Number	04958/0201
Book / Page	4958 / 201
Map Reference	CAB R PG 146-A
Instrument Date	Aug 26, 2024
Instrument	2024027172
Transaction Type	Transfer
Record Updated	Sep 9, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 WESTRIDGE CIR, CHARLESTON, SC 29412-8167

Mortgage

Document Number	2024027173
Date	Aug 30, 2024
Instrument	2024027173

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Mortgage

Document Number	04958/0223
Date	Aug 30, 2024
Book Page	4958/223
Instrument	2024027174

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,200 (+2,534.59%) Land $48,800 Building $172,400	$221,200 (+5.38%) Land $48,800 Building $172,400
2025	$940.00 (-23.01%)	$8,396 (-) Land $1,500 Building $6,896	$209,900 (-) Land $37,500 Building $172,400
2024	$1,221.00 (+3.47%) Homeowner's exemption	$8,396 (+117.68%) Land $1,500 Building $6,896	$209,900 (+115.06%) Land $37,500 Building $172,400
2022	$1,180.00	$3,857 Land $692 Building $3,165	$97,600 Land $17,500 Building $80,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom, Spectrum.

Nearby Properties on Temple Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures