706 Summergate Ct, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 706 Summergate Ct, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,657 sqft · built 2003
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Tax Bill	$11,518 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-2-004-03-0`

Property Details

APN / Parcel Number

Primary APN	`032-2-004-03-0`
Alternative APNs	`18112` `74447`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,657 sqft Gross Area
1st Floor Area	3,133 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	161 sqft
Patio Area	964 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	706 SUMMERGATE CT
City	AUGUSTA
State	GA
Zip	30909-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUMMERGATE ( LOT 4)
Legal Subdivision	SUMMERGATE
Legal Lot Number	4
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2006
Census Tract	1602

Owner

Source: Augusta-Richmond County Consolidated Government records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage CHAMPIONS FUNDING
Feb 21, 2023	Warranty Deed, Transfer
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 28, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2023
Deed Sale	Feb 23, 2023
Prior Sale	Apr 2, 2002 · Amount on Record
Deed Document Number	20231154
Deed Book / Page	1876 / 1249
Prior Transfer Date	Feb 21, 2023
Prior Transfer Doc	0018761249
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159

Mortgage

Document Number	0019980000000517
Date	Jan 6, 2026
Book Page	0000001998/0000000517
Instrument	2026000306

Lender

Name	CHAMPIONS FUNDING

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Feb 21, 2023
Property Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159
Document Number	0018761249
Book / Page	1876 / 1249
Instrument Date	Feb 21, 2023
Instrument	2023-001154
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159
Document Number	0016100933
Book / Page	001610 / 000933
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159

Mortgage

Document Number	0016100933
Date	Dec 28, 2017
Book Page	001610/000933

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

March 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	Mar 28, 2017
Property Address	706 SUMMERGATE CT, AUGUSTA, GA 30909-3159
Document Number	0015721522
Book / Page	001572 / 001522
Instrument Date	Jan 27, 2016
Instrument	16493
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159

Mortgage

Document Number	15721528
Date	Mar 28, 2017
Book Page	001572/001528
Instrument	16495

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,518.00 (+16.65%)	$412,972 (+8.62%) Land $61,200 Building $351,772	$1,032,430 (+8.62%) Land $153,000 Building $879,430
2023	$9,874.00 (+12.64%)	$380,212 (+25.92%) Land $61,200 Building $319,012	$950,530 (+25.92%) Land $153,000 Building $797,530
2022	$8,766.00	$301,951 Land $61,200 Building $240,751	$754,877 Land $153,000 Building $601,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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