Augusta-Richmond County Consolidated Government property record for 705 Summergate Ct, Augusta, GA 30909 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,330 sqft · built 2019 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $963,750 (Mar 2020) |
| Tax Bill | $12,110 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-2-004-02-0 |
| Primary APN | 032-2-004-02-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,330 sqft Gross Area |
| 1st Floor Area | 2,460 sqft |
| Basement Area | 1,691 sqft |
| Unfinished Basement | 1,691 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Area | 672 sqft |
| Porch | Porch |
| Porch Area | 693 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 SUMMERGATE CT |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERGATE (LOT 3) |
| Legal Subdivision | SUMMERGATE |
| Legal Lot Number | 3 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1602 |
Source: Augusta-Richmond County Consolidated Government records · APN 032-2-004-02-0
Assessment roll updated October 21, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Jul 25, 2017 | Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK |
| Apr 03, 2020 | Warranty Deed, Subdivision Related Transfer ALLY BK |
| Jul 22, 2019 | Trustee's Deed, Construction Loan · Line of Credit F&M BK |
| Dec 31, 2018 | Warranty Deed, Construction Loan · Construction Mortgage SRP FCU |
| Dec 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2018 | Quit Claim Deed, Mortgage · Line of Credit QUEENSBOROUGH NAT'L BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on Record |
| Deed Sale | Mar 19, 2020 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Document Number | 20201658 |
| Deed Book / Page | 1720 / 1710 |
| Prior Transfer Date | Dec 10, 2018 |
| Prior Transfer Doc | 0016560992 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0017980000002796 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 0000001798/0000002796 |
| Instrument | 2021029317 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015871484 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 1587/1484 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 01, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Apr 03, 2020 |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0017201710 |
| Book / Page | 001720 / 001710 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159 |
| Document Number | 17201713 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 001720/001713 |
| Name | ALLY BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202-2028 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 02, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jul 22, 2019 |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0016860475 |
| Book / Page | 001686 / 000475 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1620 SWINT RD HARLEM GA 308145110, HARLEM, GA 30814-5110 |
| Document Number | 16860475 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 001686/000475 |
| Name | F&M BK |
|---|---|
| Type | Bank |
| Address | MARTINEZ, GA 30907 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 21, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Dec 31, 2018 |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0016590455 |
| Book / Page | 001659 / 000455 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 61248 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 705 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159 |
| Document Number | 16590464 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 001659/000464 |
| Instrument | 61250 |
| Name | SRP FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6730, NORTH AUGUSTA, SC 29861-6730 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 30, 2019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Dec 10, 2018 |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0016560992 |
| Book / Page | 001656 / 000992 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 58324 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 BRIGHAM TRL AUGUSTA GA 309096061, AUGUSTA, GA 30909-6061 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Aug 30, 2018 |
| Property Address | 705 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0016440232 |
| Book / Page | 001644 / 000232 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 48593 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159 |
| Document Number | 16440233 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 001644/000233 |
| Name | QUEENSBOROUGH NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | MARTINEZ, GA 30907 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 29, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 16470001, |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 001647/000001 |
| Instrument | 48593 |
| Name | QUEENSBOROUGH NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | MARTINEZ, GA 30907 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Aug 29, 2021 |
Source: Augusta-Richmond County Consolidated Government records · Assessment roll updated October 21, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,110.00 (+26.62%) | $440,000 (+9.01%) Land $61,200 Building $378,800 | $1,100,000 (+9.01%) Land $153,000 Building $947,000 |
| 2023 | $9,564.00 (-18.26%) Homeowner's exemption | $403,624 (-4.53%) Land $61,200 Building $342,424 | $1,009,060 (-4.53%) Land $153,000 Building $856,060 |
| 2022 | $11,700.00 | $422,788 Land $61,200 Building $361,588 | $1,056,970 Land $153,000 Building $903,970 |
Source: FEMA National Flood Hazard Layer, Augusta-Richmond County Consolidated Government (13245C), updated December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132450016022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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