Augusta-Richmond County Consolidated Government property record for 703 Summergate Ct, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,525 sqft · built 2006 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jan 2024) |
| Tax Bill | $8,332 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-2-004-01-0 |
| Primary APN | 032-2-004-01-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,525 sqft Gross Area |
| 1st Floor Area | 2,322 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 162 ft deep x 66 ft wide |
| Garage Area | 772 sqft |
| Porch | Porch |
| Porch Area | 204 sqft |
| Patio Area | 669 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 703 SUMMERGATE CT |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-3159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUMMERGATE (LOT 2) |
| Legal Subdivision | SUMMERGATE |
| Legal Lot Number | 2 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1602 |
Source: Augusta-Richmond County Consolidated Government records · APN 032-2-004-01-0
Assessment roll updated October 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jan 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Oct 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 21, 2018 | Grant Deed, Transfer BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on Record |
| Deed Sale | Jan 11, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2018 · Amount on Record |
| Deed Document Number | 2024738 |
| Deed Book / Page | 1913 / 805 |
| Prior Transfer Date | Jul 03, 2001 |
| Prior Transfer Doc | 0738000118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jan 11, 2024 |
| Property Address | 703 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0019130805 |
| Book / Page | 1913 / 805 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024000738 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 2024000739 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 2024000739 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 703 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0017481141 |
| Instrument Date | Oct 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 703 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159 |
| Document Number | 0017481141 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 001748/001141 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 28, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jun 21, 2018 |
| Property Address | 703 SUMMERGATE CT, AUGUSTA, GA 30909-3159 |
| Document Number | 0016340346 |
| Book / Page | 001634 / 000346 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 703 SUMMERGATE CT AUGUSTA GA 309093159, AUGUSTA, GA 30909-3159 |
| Document Number | 16340349 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 001634/000349 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Augusta-Richmond County Consolidated Government records · Assessment roll updated October 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,332.00 (+19.32%) | $299,416 (+3.91%) Land $61,200 Building $238,216 | $748,540 (+3.91%) Land $153,000 Building $595,540 |
| 2023 | $6,983.00 (-16.31%) Homeowner's exemption | $288,144 (-1.28%) Land $61,200 Building $226,944 | $720,360 (-1.28%) Land $153,000 Building $567,360 |
| 2022 | $8,344.00 | $291,874 Land $61,200 Building $230,674 | $729,685 Land $153,000 Building $576,685 |
Source: FEMA National Flood Hazard Layer, Augusta-Richmond County Consolidated Government (13245C), updated December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132450016022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · tidal / storm surge |
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 153 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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