Bergen County and Ridgewood Village property record for 706 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,138 sqft · built 1969 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,000 (Sep 2023) |
| Tax Bill | $15,028 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 51-04205-0000-00016 |
| Primary APN | 51-04205-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,138 sqft Living Area |
| 1st Floor Area | 2,138 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 706 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .224 AC |
| Legal Subdivision | SPRING PARK HOMES |
| Legal Block | 4205 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
706 Spring Ave is owned and occupied by two individuals who bought it in September 2023.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 706 SPRING AVE, RIDGEWOOD, NJ 07450-4614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage QUONTIC BANK FSB |
| Sep 6, 2023 | Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on File |
| Deed Sale | Sep 6, 2023 · Amount on File |
| Prior Sale | Mar 21, 2006 · Amount on File |
| Deed Document Number | 202358324 |
| Deed Book / Page | 5075 / 617 |
| Prior Transfer Date | Jan 14, 2013 |
| Prior Transfer Doc | 0013480938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 706 SPRING AVE, RIDGEWOOD, NJ 07450-4614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN |
| Name | Verified Name |
|---|---|
| Address | 332 MIDLAND AVE, SADDLE BROOK, NJ 07663-6317 |
| Document Number | 0051821483 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 5182/1483 |
| Instrument | 2024010495 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | ASTORIA, NY 11106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2023 |
| Property Address | 706 SPRING AVE, RIDGEWOOD, NJ 07450-4614 |
| Document Number | 0050750617 |
| Book / Page | 5075 / 617 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023058324 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,571.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 468 LOG TAVERN RD, MILFORD, PA 18337-9613 |
| Name | Verified Name |
|---|---|
| Address | 706 SPRING AVE, RIDGEWOOD, NJ 07450-4614 |
| Document Number | 2023058325 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023058325 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 706 Spring Ave was $15,028, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,000 (-) Land $298,300 Building $221,700 | $520,000 (-) Land $298,300 Building $221,700 | |
| 2025 | $15,028.00 (+0.73%) | $520,000 Land $298,300 Building $221,700 | $520,000 Land $298,300 Building $221,700 |
| 2024 | $14,919.00 | ||
| 2023 | $520,000 (-) Land $298,300 Building $221,700 | $520,000 (-) Land $298,300 Building $221,700 | |
| 2022 | $14,211.00 (+0.92%) | $520,000 Land $298,300 Building $221,700 | $520,000 Land $298,300 Building $221,700 |
| 2021 | $14,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Spring Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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