Bergen County and Ridgewood Village property record for 690 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,760 sqft · built 1957 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $583,000 (Oct 2019) |
| Tax Bill | $13,014 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04305-0000-00017 |
| Primary APN | 51-04305-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 690 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .172 AC |
| Legal Subdivision | BERNARD RESNICK |
| Legal Block | 4305 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 690 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · SBA Mortgage NEW MILLENNIUM BANK |
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC |
| Oct 7, 2019 | Grant Deed, Transfer INVESTMENT TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Prior Sale | Jun 21, 2010 · Amount on Record |
| Deed Document Number | 201966422 |
| Deed Book / Page | 3368 / 1709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 690 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 690 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0057081610 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 5708/1610 |
| Instrument | 2026005087 |
| Name | NEW MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | FORT LEE, NJ 07024 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 690 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14021 POPLAR AVE, FLUSHING, NY 11355-3501 |
| Document Number | 0056891001 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5689/1001 |
| Instrument | 2025090749 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLUSHING, NY 11354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 7, 2019 |
| Property Address | 690 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0033681709 |
| Book / Page | 003368 / 001709 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 66422 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | INVESTMENT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $583.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 SPRING AVE RIDGEWOOD NJ 074504612, RIDGEWOOD, NJ 07450-4612 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,300 (-) Land $289,800 Building $160,500 | $450,300 (-) Land $289,800 Building $160,500 | |
| 2025 | $13,014.00 (+0.74%) | $450,300 (-) Land $289,800 Building $160,500 | $450,300 (-) Land $289,800 Building $160,500 |
| 2024 | $12,919.00 (+4.98%) | ||
| 2023 | $450,300 Land $289,800 Building $160,500 | $450,300 Land $289,800 Building $160,500 | |
| 2022 | $12,306.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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