Bergen County and Ridgewood Village property record for 684 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,406 sqft · built 1954 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Sep 2003) |
| Tax Bill | $14,291 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04305-0000-00016 |
| Primary APN | 51-04305-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 101 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 684 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .174 AC |
| Legal Subdivision | BERNARD RESNICK |
| Legal Block | 4305 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
684 Spring Ave is owned and occupied by an individual who acquired it in March 2024.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 684 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 28, 2021 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2003 · Amount on File |
| Deed Sale | Sep 22, 2003 · Amount on File |
| Deed Book / Page | 8615 / 503 |
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0052270061 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 1, 2024 |
| Property Address | 684 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0052270061 |
| Book / Page | 5227 / 61 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024025072 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 684 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Name | Verified Name |
|---|---|
| Address | 684 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 2024025073 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024025073 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 28, 2021 |
| Property Address | 684 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 0043950132 |
| Book / Page | 4395 / 132 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021150810 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 1ST ST, 21, MIDLAND PARK, NJ 07432-1402 |
| Name | Verified Name |
|---|---|
| Address | 684 SPRING AVE, RIDGEWOOD, NJ 07450-4612 |
| Document Number | 2021150811 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021150811 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 684 Spring Ave was $14,291, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,500 (-) Land $305,300 Building $189,200 | $494,500 (-) Land $305,300 Building $189,200 | |
| 2025 | $14,291.00 (+0.73%) | $494,500 Land $305,300 Building $189,200 | $494,500 Land $305,300 Building $189,200 |
| 2024 | $14,187.00 | ||
| 2023 | $494,500 Land $305,300 Building $189,200 | $494,500 Land $305,300 Building $189,200 | |
| 2022 | $13,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 684 Spring Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 684 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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