706 S Acacia Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 706 S Acacia Ave, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,029 sqft · built 1937
Lot Size	0.309 acres (13,503 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Nov 2016)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-350-190-000`

Property Details

APN / Parcel Number

Primary APN	`259-350-190-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,029 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,503 sqft (0.309 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	706 S ACACIA AVE
City	RIPON
State	CA
Zip	95366-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	84-FM 17 & PT TO 20 84008197
Legal Subdivision	HUGHES TRACT
Legal Lot Number	14
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1040
Census Tract	5001

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	706 S ACACIA AVE, RIPON, CA 95366-2634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BK/CTRL CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on Record
Deed Sale	Nov 30, 2016 · Amount on Record
Prior Sale	Sep 7, 2012 · Amount on Record
Deed Document Number	2016-148020
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	706 S ACACIA AVE, RIPON, CA 95366-2634
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S ACACIA AVE, RIPON, CA 95366-2634

Mortgage

Document Number	0000095201
Date	Nov 6, 2025
Instrument	2025-095201

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	706 S ACACIA AVE, RIPON, CA 95366-2634
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S ACACIA AVE, RIPON, CA 95366-2634

Mortgage

Document Number	0000040220
Date	Mar 4, 2021
Instrument	2021-040220

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	706 S ACACIA AVE, RIPON, CA 95366-2634
Document Number	0000122741
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	PLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 S ACACIA AVE RIPON CA 953662634, RIPON, CA 95366-2634

Mortgage

Document Number	0000122741
Date	Nov 6, 2018
Instrument	122741

Lender

Name	FARMERS & MERCHANTS BK/CTRL CA
Type	Bank
Address	LODI, CA 95241-1902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,683.00 (+3.79%)	$429,409 (+4.04%) Land $150,291 Building $279,118
2023	$4,512.00 (+1.6%)	$412,737 Land $144,456 Building $268,281
2022	$4,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband.

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