644 S Acacia Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 644 S Acacia Ave, Ripon, CA 95366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1952
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (May 2015)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`259-320-360-000`

Property Details

APN / Parcel Number

Primary APN	`259-320-360-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1952
Architectural Style	Other
Construction Type	Wood
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	644 S ACACIA AVE
City	RIPON
State	CA
Zip	95366-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	09
Legal Description	CITY/MUNI/TWP:RIPON SUBD:HUGHES TRACT MAP REF:MB 259 PG 32
Legal Subdivision	HUGHES TRACT
Legal Lot Number	11
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1040
Census Tract	5001

Owner

Source: San Joaquin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 S ACACIA AVE, RIPON, CA 95366-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
May 31, 2019	Deed of Trust, Mortgage · Line of Credit UNCLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2015 · Amount on Record
Deed Sale	May 13, 2015 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	0000054568
Last Transfer Date	Dec 7, 2016
Transfer Doc	0000151395
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	644 S ACACIA AVE, RIPON, CA 95366-2632
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	PREMIUM TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 S ACACIA AVE, RIPON, CA 95366-2632

Mortgage

Document Number	0000016818
Date	Jan 29, 2021
Instrument	2021-016818

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	644 S ACACIA AVE, RIPON, CA 95366-2632
Document Number	0000069341
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 S ACACIA AVE RIPON CA 953662632, RIPON, CA 95366-2632

Mortgage

Document Number	0000069341
Date	Jul 2, 2019
Instrument	69341

Lender

Name	UNCLE CU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Ripon City
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,939.00 (+12.13%)	$246,371 (+4.04%) Land $86,229 Building $160,142
2023	$2,621.00 (+1.63%)	$236,806 Land $82,882 Building $153,924
2022	$2,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIPON serves 15,753 people · EPA ID CA3910007
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband.

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