706 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 706 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,367 sqft · built 1928
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jun 2011)
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-110-027`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-110-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
1st Floor Area	878 sqft
Basement Area	878 sqft
Finished Basement	878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2014
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	122 ft deep x 47 ft wide
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	706 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 TENNYSON PARK SUB LOT 78
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	TENNYSON PARK SUB
Legal Lot Number	78
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	173400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 PEARSON ST, FERNDALE, MI 48220-3360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2011 · Amount on Record
Deed Sale	Jun 9, 2011 · Amount on Record
Prior Sale	May 12, 2006 · Amount on Record
Deed Document Number	2011362
Deed Book / Page	43122 / 507
Last Transfer Date	Dec 28, 2024
Transfer Doc	0000016678
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	706 PEARSON ST, FERNDALE, MI 48220-3360
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 PEARSON ST, FERNDALE, MI 48220-3360
Investor	Possibly a Property Investor

Mortgage

Document Number	0000135355
Date	Dec 15, 2023
Book Page	59064/24
Instrument	135355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	706 PEARSON ST, FERNDALE, MI 48220-3360
Document Number	0000180636
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 PEARSON ST FERNDALE MI 482203360, FERNDALE, MI 48220-3360

Mortgage

Document Number	0000180636
Date	Oct 30, 2019
Book Page	053440/000748
Instrument	180636

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	706 PEARSON ST, FERNDALE, MI 48220-3360
Document Number	0000097700
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	706 PEARSON ST FERNDALE MI 482203360, FERNDALE, MI 48220-3360

Mortgage

Document Number	0000097700
Date	Jun 8, 2018
Book Page	051891/000323
Instrument	97700

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,141.00 (-2.24%) Homeowner's exemption	$153,020 (+8.46%)	$306,040 (+8.46%)
2024	$4,236.00 (+6.27%)
2023		$141,080	$282,160
2021	$3,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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