715 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 715 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,180 sqft · built 1939
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Aug 2018)
Tax Bill	$6,516 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-152-004`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-152-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	804 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	122 ft deep x 47 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	715 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 TENNYSON PARK SUB LOT 82
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	TENNYSON PARK SUB
Legal Lot Number	82
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1011
Census Tract	173400

Owner

Source: Oakland County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 PEARSON ST, FERNDALE, MI 48220-3303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 27, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Dec 28, 2009 · Amount on Record
Deed Document Number	2018141743
Deed Book / Page	52128 / 456
Prior Transfer Date	May 24, 1996
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 10, 2026
Property Address	715 PEARSON ST, FERNDALE, MI 48220-3303
Document Number	0000098979
Book / Page	61352 / 188
Instrument Date	Jul 10, 2026
Instrument	202698979
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 PEARSON ST, FERNDALE, MI 48220-3303

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	715 PEARSON ST, FERNDALE, MI 48220-3303
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 PEARSON ST, FERNDALE, MI 48220-3303

Mortgage

Document Number	0000002238
Date	Jan 5, 2021
Book Page	55440/265
Instrument	2238

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 27, 2018
Property Address	715 PEARSON ST, FERNDALE, MI 48220-3303
Document Number	0000141743
Book / Page	052128 / 000456
Instrument Date	Aug 22, 2018
Instrument	141743
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,149.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 PEARSON ST FERNDALE MI 482203303, FERNDALE, MI 48220-3303

Mortgage

Document Number	141744
Date	Aug 27, 2018
Book Page	052128/000458
Instrument	141744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 5, 2017
Property Address	715 PEARSON ST, FERNDALE, MI 48220-3303
Document Number	0000061456
Book / Page	050532 / 000690
Instrument Date	Mar 22, 2017
Instrument	61456
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 HAZEL ST BIRMINGHAM MI 480096742, BIRMINGHAM, MI 48009-6742

Mortgage

Document Number	61458
Date	Apr 5, 2017
Book Page	050532/000693
Instrument	61458

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,516.00 (-3.05%) Homeowner's exemption	$160,520 (+8.11%)	$321,040 (+8.11%)
2024	$6,721.00 (+5.78%)
2023		$148,480	$296,960
2021	$6,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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