680 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 680 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,518 sqft · built 1921
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$182,500 (Oct 2018)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-110-029`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-110-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	1,005 sqft
Unfinished Basement	1,005 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	122 ft deep x 47 ft wide
Porch	Slab
Porch Area	203 sqft
Deck Area	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	680 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 TENNYSON PARK SUB LOT 76
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	TENNYSON PARK SUB
Legal Lot Number	76
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	173400

Owner

680 Pearson St is owned by an individual who bought it in October 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	30162 PIPERS LANE CT, FARMINGTON HILLS, MI 48334-4734
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Deed Document Number	2018170454
Deed Book / Page	52277 / 553
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 PEARSON ST, FERNDALE, MI 48220-3367
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30162 PIPERS LANE CT, FARMINGTON HILLS, MI 48334-4734

Mortgage

Document Number	0000277835
Date	Dec 18, 2021
Book Page	57199/182
Instrument	277835

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 17, 2018
Property Address	680 PEARSON ST, FERNDALE, MI 48220-3367
Document Number	0000170454
Book / Page	52277 / 00553
Map Reference	LB 13 PG 23
Instrument Date	Oct 15, 2018
Instrument	170454
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,569.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	680 PEARSON ST, 680, FERNDALE, MI 48220-3367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30162 PIPERS LANE CT, FARMINGTON HILLS, MI 48334-4734

Mortgage

Document Number	0000170455
Date	Oct 17, 2018
Instrument	170455

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 PEARSON ST, FERNDALE, MI 48220-3367
Document Number	0000025544
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21713 PARKWAY ST ST CLAIR SHORES MI 480821255, ST CLAIR SHORES, MI 48082-1255

Mortgage

Document Number	0000025544
Date	Feb 9, 2017
Book Page	050373/000811
Instrument	25544

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 8, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 680 Pearson St was $7,656, down 1.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,656.00 (-1.15%)	$149,230	$298,460
2024	$7,745.00
2023		$133,870	$267,740
2021	$7,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 680 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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