Monroe County property record for 706 Largo Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,721 sqft · built 2020 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,771 (2024) |
| Deeds & Mortgages | Mar 2022 Transfer Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00535460-000000 |
| Primary APN | 00535460-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,721 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 559 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1658961 |
|---|---|
| Street Address | 706 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 6 LT 39 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR477-707 OR1275-169/71P/R OR2189-445/447 OR2210-1251/52R/S OR2762-1713/14 OR2881-1041/42 OR3039-1022 OR3162-1014 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 39 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 614 E 51 ST 3301, 3301 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 21, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit STEPS IN THE RIGHT DIRECTION I |
| Aug 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage KEITH L MUELLER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 |
| Deed Sale | Aug 21, 2020 |
| Prior Sale | Dec 4, 2017 · Amount on Record |
| Deed Document Number | 20202278473 |
| Deed Book / Page | 3039 / 1022 |
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0033130917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 21, 2022 |
| Property Address | 706 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0031621014 |
| Book / Page | 3162 / 1014 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2366899 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 E 51ST ST, HIALEAH, FL 33013-1628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 706 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0030650375 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17670 NW 78TH AVE #205 HIALEAH FL 330153670, 205, HIALEAH, FL 33015-3670 |
| Document Number | 0030650375 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 003065/000375 |
| Instrument | 2296536 |
| Name | STEPS IN THE RIGHT DIRECTION I |
|---|---|
| Address | 17670 NW 78TH AVE # 205, HIALEAH, FL 33015-3670 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 706 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0030391022 |
| Book / Page | 003039 / 001022 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2278473 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 614 E 51ST ST HIALEAH FL 330131628, HIALEAH, FL 33013-1628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 706 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0028811041 |
| Book / Page | 002881 / 001041 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 2145856 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | SUNSHINE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 E 51ST ST HIALEAH FL 330131628, HIALEAH, FL 33013-1628 |
| Document Number | 28811043 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 002881/001043 |
| Instrument | 2145857 |
| Name | KEITH L MUELLER |
|---|---|
| Address | 9 W VANDERBILT ST, ORLANDO, FL 32804-5928 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 3, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892,558 (+2.2%) Land $226,250 Building $666,308 | $892,558 (+2.2%) Land $226,250 Building $666,308 | |
| 2024 | $7,771.00 (+1.34%) | ||
| 2023 | $7,668.00 (+25.31%) | $873,306 (+13.4%) Land $242,500 Building $630,806 | $873,306 (+13.4%) Land $242,500 Building $630,806 |
| 2022 | $6,119.00 | $770,106 Land $187,500 Building $582,606 | $770,106 Land $187,500 Building $582,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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