Monroe County property record for 704 Largo Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 851 sqft · built 1985 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $110,000 (Mar 2004) |
| Tax Bill | $1,168 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00535450-000000 |
| Primary APN | 00535450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 851 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 252 sqft |
| Patio Area | 36 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Account Number | 1658952 |
|---|---|
| Old Parcel Number | 31604000535450000000 |
| Street Address | 704 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3015 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 6 LT 38 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR432-487 OR589-869 OR854-227 OR936-1463 OR1206-1878QC OR1789-2112 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 704 Largo Rd bought it in March 2004.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 704 LARGO RD, KEY LARGO, FL 33037-3015 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2004 · Amount on File |
| Deed Sale | Mar 4, 2004 · Amount on File |
| Prior Sale | Jun 5, 2002 · Amount on File |
| Deed Document Number | 1428898 |
| Deed Book / Page | 1980 / 1085 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,469 | $275,718 Land $226,250 Building $49,468 | |
| 2024 | $1,168.00 (+9.47%) | ||
| 2023 | $1,067.00 (+2.99%) Homeowner's exemption | $82,529 (+3%) | $289,138 (+22.68%) Land $242,500 Building $46,638 |
| 2022 | $1,036.00 Homeowner's exemption | $80,126 | $235,676 Land $187,500 Building $48,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Largo Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Largo Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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