Monroe County property record for 718 Largo Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2006 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Apr 2019) |
| Tax Bill | $5,895 (2025) |
| Deeds & Mortgages | Apr 2019 Sale Feb 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00535520-000000 |
| Primary APN | 00535520-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1659029 |
|---|---|
| Street Address | 718 LARGO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URM |
| Legal Description | BK 6 LT 45 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR595-262 OR595-263 OR789-727 OR795-1542 OR822-213D/C OR895-2445 OR1151-332 OR1181-1909QC OR1181-1908 OR1277-1658 OR1422-1048 OR2064-1370 OR2145-2236 OR2958-1721 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 45 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14 RAINBOW DR, KEY LARGO, FL 33037-3209 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 7, 2017 | Loan Modification, Mortgage · Line of Credit CENTENNIAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on Record |
| Deed Sale | Apr 11, 2019 · Amount on Record |
| Prior Sale | Aug 24, 2005 · Amount on Record |
| Deed Document Number | 20192215173 |
| Deed Book / Page | 2958 / 1721 |
| Prior Transfer Date | Apr 5, 2019 |
| Prior Transfer Doc | 0029581721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 11, 2019 |
| Property Address | 718 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0029581721 |
| Book / Page | 002958 / 001721 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 2215173 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 03900 OVERSEAS HWY KEY LARGO FL 33037, KEY LARGO, FL 33037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 7, 2017 |
| Property Address | 718 LARGO RD, KEY LARGO, FL 33037-3015 |
| Document Number | 0028380697 |
| Book / Page | 002838 / 000697 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 2109586 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2017 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103900 OVERSEAS HWY #B KEY LARGO FL 330372816, B, KEY LARGO, FL 33037-2816 |
| Document Number | 28380697 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 002838/000697 |
| Instrument | 2109586 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | 100280 OVERSEAS HWY, KEY LARGO, FL 33037-2581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 6, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,895.00 (+8.18%) | $691,682 (+3.71%) Land $233,038 Building $458,644 | $691,682 (+3.71%) Land $233,038 Building $458,644 |
| 2024 | $5,449.00 (+6.2%) | ||
| 2023 | $5,131.00 (+10.2%) | $666,951 (+7.34%) Land $242,500 Building $424,451 | $666,951 (+7.34%) Land $242,500 Building $424,451 |
| 2022 | $4,656.00 | $621,363 Land $187,500 Building $433,863 | $621,363 Land $187,500 Building $433,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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