663 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 663 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,924 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$137,351 (2025)
Tax Bill$1,254.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00234.00

Exterior

Lot Area7,924 sqft (0.181 acres)

Location & Zoning

Street Address663 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0838
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-006 BLOCK-014 & LOTS 7 & 8
Legal Range031
Legal Township036
Legal Section36
Legal SubdivisionEAST ST CLOUD
Legal Block14
Legal Lot Number6-8
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5020
Census Tract21201

Owner

Source: Benton County records · APN 17.00234.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address663 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0838
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC
Dec 18, 2019Intrafamily Transfer, Transfer · Commercial Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleJul 06, 2016 · Amount on Record
Deed Doc Number2025479951
Prior Transfer DateDec 06, 2019
Prior Transfer Doc440272
Record RefreshedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 17, 2025
Property Address663 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0838
Document Number0000479951
Instrument DateSep 29, 2025
Instrument479951
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyPAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$453.26
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address663 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0838

Mortgage

Document Number0000479952
DateOct 17, 2025
Instrument479952
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON MN
Recording DateDec 18, 2019
Property Address663 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0838
Document Number440272
Instrument DateDec 06, 2019
Instrument440272
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyALL AMERICAN COMMERCIAL TITLE, ALL AMERICAN COMMERCIAL TTL

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7801 E BUSH LAKE RD STE 430, 430, EDINA, MN 55439-3160
InvestorPossibly a Property Investor

Mortgage

Document Number440273
DateDec 18, 2019
Instrument440273
Lender
NameBELL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,254.00 (-19.41%)$122,400 (+7.84%) Land $25,000 Building $97,400$122,400 (+7.84%) Land $25,000 Building $97,400
2025$1,556.00 (+7.61%)$113,500 (+1.52%) Land $25,000 Building $88,500$113,500 (+1.52%) Land $25,000 Building $88,500
2023$1,446.00$111,800 Land $25,000 Building $86,800$111,800 Land $25,000 Building $86,800

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