706 Duncan Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 706 Duncan Rd, Flat Rock, NC 28731

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 2.5 ba · 2,106 sqft · built 2003
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Tax Bill$1,738 (2025)
Flood ZoneZone X (minimal risk)
APN9578660468

Property Details

APN / Parcel Number

Primary APN9578660468
Alternative APNs
  • 00957866046855
  • 9960928

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,106 sqft Heated Area
1st Floor Area1,404 sqft
Upper Floors Area702 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,052 sqft (1.7 acres)
PorchSlab
Porch Area160 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9960928
Street Address706 DUNCAN RD
CityFLAT ROCK
StateNC
Zip28731-4715
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning Code9960928~R1
Legal DescriptionSR1757 ON NEW HOPE RD
Legal SubdivisionMAP SURV GARRY DUNCAN & BETTY
Legal Block66
Legal Lot Number468
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3034
Census Tract931000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address680 DUNCAN RD, FLAT ROCK, NC 28731-4714
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 9, 2008
Transfer Doc0013470364
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$309,900 (-) Land $54,000 Building $255,900
2025$1,738.00$309,900 (-) Land $54,000 Building $255,900
2023$309,900 Land $54,000 Building $255,900$309,900 Land $54,000 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1994–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Duncan Rd

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