597 Duncan Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 597 Duncan Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,793 sqft · built 2003
Lot Size1.71 acres (74,488 sqft)
Owner2 Individual Names on File
Tax Bill$3,740 (2025)
Flood ZoneZone X (minimal risk)
APN9578761707

Property Details

APN / Parcel Number

Primary APN9578761707
Alternative APNs
  • 00957876170755
  • 9966456

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,793 sqft Heated Area
1st Floor Area2,480 sqft
AtticAttic
Attic Area313 sqft
Basement Area1,860 sqft
Unfinished Basement1,860 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,488 sqft (1.71 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area520 sqft
Deck Area252 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9966456
Street Address597 DUNCAN RD
CityFLAT ROCK
StateNC
Zip28731-4713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9966456~R1
Legal DescriptionSR1757 ON NEW HOPE RD
Legal Block76
Legal Lot Number1707
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3033
Census Tract931000

Owner

597 Duncan Rd is owned and occupied by two individuals.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address597 DUNCAN RD, FLAT ROCK, NC 28731-4713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 597 Duncan Rd was $3,740.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$666,800 Land $54,200 Building $612,600
2025$3,740.00
2023$666,800 Land $54,200 Building $612,600$666,800 Land $54,200 Building $612,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 597 Duncan Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1994–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 597 Duncan Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Duncan Rd

Nearby Streets

Search Property Records by Address or Parcel Number