624 Duncan Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 624 Duncan Rd, Flat Rock, NC 28731

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details1 ba · 772 sqft · built 1926
Lot Size3.98 acres (173,369 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Apr 2025)
Tax Bill$856 (2024)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone X (minimal risk)
APN9578674088

Property Details

APN / Parcel Number

Primary APN9578674088
Alternative APN
  • 10006648

Interior

Full Baths1 Bath
Stories1 Story
Building Area772 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area173,369 sqft (3.98 acres)

Exterior Amenities

PorchOpen Porch
Porch Area126 sqft
Deck Area15 sqft
Canopy767 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemOther

Location & Zoning

Account Number10006648
Street Address624 DUNCAN RD
CityFLAT ROCK
StateNC
Zip28731-4714
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code10006648~R1
Legal DescriptionMINOR SUBDIVISION 4.29 ACRES LOA PL2021-13020
Legal SubdivisionMINOR SUBDIVISION
Legal Block67
Legal Lot Number4088
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3034
Census Tract931000

Owner

Source: Henderson County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address624 DUNCAN RD, FLAT ROCK, NC 28731-4714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2025 · Amount on Record
Deed SaleApr 8, 2025 · Amount on Record
Prior SaleAug 23, 2021
Deed Document Number1001029089
Deed Book / Page4276 / 445
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateAug 23, 2021
Property Address624 DUNCAN RD, FLAT ROCK, NC 28731-4714
Document Number0037690485
Book / Page3769 / 485
Map ReferenceSL 13020
Instrument DateAug 12, 2021
Instrument960984
Transaction TypeTransfer
Record UpdatedMar 8, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 DUNCAN RD, FLAT ROCK, NC 28731-4714

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,600 (-) Land $99,600 Building $53,000
2024$856.00
2023$152,600 Land $99,600 Building $53,000$152,600 Land $99,600 Building $53,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1994–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Duncan Rd

Nearby Streets

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