Loudon County property record for 706 Commerce St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,568 sqft · built 1950 |
| Lot Size | 0.42 acres (18,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,500 (Nov 2004) |
| Tax Bill | $973 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A-H-024.00 |
| Primary APN | 041A-H-024.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,862 sqft |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,300 sqft (0.42 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 274 sqft |
| Deck Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 706 COMMERCE ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RAYDER ADD LOT: 7 01 044C B 044C 02300 000 E. 1/2 LOT 9 125 X 150 |
| Legal Subdivision | RAYDER ADD |
| Legal Lot Number | 7 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 60600 |
706 Commerce St is owned and occupied by an individual who bought it in November 2004.
Source: Loudon County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 COMMERCE ST, LOUDON, TN 37774-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2004 · Amount on File |
| Deed Sale | Nov 15, 2004 · Amount on File |
| Prior Sale | Feb 22, 1999 · Amount on File |
| Deed Book / Page | 290 / 43 |
| Transfer Doc | 0002350537 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 706 Commerce St was $973, up 71.6% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $973.00 (+71.6%) | $32,900 (+2.57%) Land $5,225 Building $27,675 | $131,600 Land $20,900 Building $110,700 |
| 2024 | $567.00 | $32,075 (-) Land $5,225 Building $26,850 | |
| 2023 | $32,075 (-) Land $5,225 Building $26,850 | ||
| 2022 | $352.00 | $32,075 Land $5,225 Building $26,850 | $128,300 (-2.51%) Land $20,900 Building $107,400 |
| 2021 | $131,600 Land $20,900 Building $110,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 706 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 706 Commerce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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