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604 Commerce St, Loudon, TN 37774 Property Records

Loudon County property record for 604 Commerce St, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,724 sqft · built 1958
Lot Size0.252 acres (11,012 sqft)
OwnerIndividual Name on File
Last Sale$137,000 (Sep 2019)
Tax Bill$1,187 (2025)
Deeds & MortgagesSep 2019 Sale
Sep 2019 Transfer
Flood ZoneZone X (minimal risk)
APN053041A A 02000

Property Details

APN / Parcel Number

Primary APN053041A A 02000
Alternative APNs
  • 041A A 02000 000041A
  • 041A A 02000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,012 sqft (0.252 acres)
Lot Dimensions145 ft deep x 75 ft wide
TerrainRolling
Garage TypeFinished
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number041A A 02000 000041A
Street Address604 COMMERCE ST
CityLOUDON
StateTN
Zip37774-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description1 044C A 044C 01600 000
Legal SubdivisionTANASI COVES
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group1
Census Block1031
Census Tract60600

Owner

604 Commerce St is owned by an individual who bought it in September 2019.

Source: Loudon County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Mailing Address670 RIVER RD, LOUDON, TN 37774-5578
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Sep 13, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2019 · Amount on File
Deed SaleSep 13, 2019 · Amount on File
Prior SaleSep 13, 2019
Deed Document Number19007992
Deed Book / PageD0416 / 105
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateSep 13, 2019
Property Address604 COMMERCE ST, LOUDON, TN 37774-1101
Document Number0000007992
Book / Page000416 / 000105
Instrument DateSep 6, 2019
Instrument7992
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$506.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address670 RIVER RD LOUDON TN 377745578, LOUDON, TN 37774-5578

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDON TN
Recording DateSep 13, 2019
Property Address604 COMMERCE ST, LOUDON, TN 37774-1101
Document Number0000007991
Book / Page000416 / 000103
Instrument DateAug 16, 2019
Instrument7991
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address670 RIVER RD LOUDON TN 377745578, LOUDON, TN 37774-5578

Tax Assessment & Valuation

The 2025 property tax bill for 604 Commerce St was $1,187.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,187.00$40,125 (-) Land $3,925 Building $36,200
2024$1,187.00$40,125 (-) Land $3,925 Building $36,200
2023$40,125 (-) Land $3,925 Building $36,200
2022$441.00$40,125 Land $3,925 Building $36,200$160,500 (-) Land $15,700 Building $144,800
2021$160,500 Land $15,700 Building $144,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Commerce St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commerce St

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