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702 Commerce St, Loudon, TN 37774 Property Records

Loudon County property record for 702 Commerce St, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,068 sqft · built 1950
Lot Size0.413 acres (17,969 sqft)
Owner2 Individual Names on File
Last Sale$92,000 (Oct 2025)
Tax Bill$765 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041A-H-027.00

Property Details

APN / Parcel Number

Primary APN041A-H-027.00
Alternative APNs
  • 041A H 02700 000041A
  • 01041AH041A02700
  • 053041A H 02700

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,068 sqft Living Area
Gross Area1,240 sqft
1st Floor Area968 sqft
AtticAttic
Attic Area100 sqft
Basement Area100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,969 sqft (0.413 acres)
Lot Dimensions150 ft deep x 133 ft wide
TerrainRolling
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Finished Porch
Porch Area168 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address702 COMMERCE ST
CityLOUDON
StateTN
Zip37774-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRAYDER ADD LOT: 3 01 044C B 044C 02600 000 133 X 150 IRR
Legal SubdivisionRAYDER ADD
Legal Lot Number3
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group1
Census Block1038
Census Tract60600

Owner

702 Commerce St is owned and occupied by two individuals who bought it in October 2025.

Source: Loudon County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address702 COMMERCE ST, LOUDON, TN 37774-1301
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2025 · Amount on File
Deed SaleOct 10, 2025 · Amount on File
Prior SaleJun 6, 2013 · Amount on File
Deed Document Number20259522
Deed Book / Page490 / 94
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateOct 10, 2025
Property Address702 COMMERCE ST, LOUDON, TN 37774-1301
Document Number000D490/94
Book / PageD490 / 94
Map ReferenceMB 1 PG 12
Instrument DateOct 10, 2025
Instrument25009522
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanySOUTHEASTERN TTL & ABSTRACT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address702 COMMERCE ST, LOUDON, TN 37774-1301

Mortgage

Document Number0025009523
DateOct 10, 2025
Instrument25009523
Lender
NameFOOTHILLS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 702 Commerce St was $765, up 67% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$765.00 (+67.03%)$25,875 (-) Land $5,175 Building $20,700$103,500 Land $20,700 Building $82,800
2024$458.00$25,875 (-) Land $5,175 Building $20,700
2023$25,875 (-) Land $5,175 Building $20,700
2022$284.00$25,875 Land $5,175 Building $20,700$103,500 (-) Land $20,700 Building $82,800
2021$103,500 Land $20,700 Building $82,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 702 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 702 Commerce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commerce St

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