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706 Bent St, Elgin, IL 60120 Property Records

Kane County property record for 706 Bent St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1952
Lot Size0.92 acres (4,009 sqft)
Owner2 Company Names on File
Last Sale$158,000 (May 2019)
Tax Bill$3,899 (2025)
Deeds & MortgagesMay 2020 Transfer
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-232-018

Property Details

APN / Parcel Number

Primary APN06-24-232-018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area820 sqft Living Area
Gross Area1,640 sqft
1st Floor Area820 sqft
Basement Area820 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area4,009 sqft (0.92 acres)
Lot Dimensions76 ft deep x 53 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address706 BENT ST
CityELGIN
StateIL
Zip60120-7902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALFRED ROBERTS SUB LOTS 8, 9, 10, & 11 & BLOCKS 4 & 5 OF HENRY SHERMANS SUB OF BLOCK 10 SHERMANS ADDN LOT 7 BLOCK 1
Legal SubdivisionALFRED ROBERTS SUB
Legal Block4,5,1
Legal Lot Number7-11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851400

Owner

Source: Kane County records · APN 06-24-232-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address706 BENT ST, ELGIN, IL 60120-7902
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleJan 30, 2001 · Amount on Record
Deed Document Number201921503
Prior Transfer DateMay 25, 2016
Prior Transfer Doc0000028461
Record UpdatedSep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 14, 2020
Property Address706 BENT ST, ELGIN, IL 60120-7902
Document Number0000024758
Instrument DateMar 23, 2020
Instrument24758
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address706 BENT ST ELGIN IL 601207902, ELGIN, IL 60120-7902

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 29, 2019
Property Address706 BENT ST, ELGIN, IL 60120-7902
Document Number0000021503
Instrument DateMay 13, 2019
Instrument2019K021503
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 BENT ST, ELGIN, IL 60120-7902

Mortgage

Document Number0000021504
DateMay 29, 2019
Instrument2019K021504
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,899.00 (+15.73%) Homeowner's exemption
2024$54,449 (+21.39%) Land $11,362 Building $43,087$163,412 (+21.44%) Land $34,100 Building $129,313
2022$3,369.00 (+5.08%) Homeowner's exemption$44,854 (+6.96%) Land $9,360 Building $35,494$134,562 (+6.96%) Land $28,080 Building $106,482
2021$3,206.00 Homeowner's exemption$41,935 Land $8,751 Building $33,184$125,805 Land $26,253 Building $99,552

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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