Story County property record for 625 4th St, Colo, IA 50056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,207 sqft · built 1974 |
| Lot Size | 0.192 acres (8,348 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-274-140 |
| Primary APN | 12-08-274-140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,207 sqft Living Area |
| 1st Floor Area | 1,207 sqft |
| Basement Area | 1,207 sqft |
| Finished Basement | 515 sqft |
| Unfinished Basement | 692 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,348 sqft (0.192 acres) |
| Lot Dimensions | 105 ft deep x 79.5 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 115 sqft |
| Patio Area | 115 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 625 4TH ST |
|---|---|
| City | COLO |
| State | IA |
| Zip | 50056-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLAIRS ADD (COLO) BLOCK:24 LOT:7 COLO |
| Legal Range | 21W |
| Legal Township | 83N |
| Legal Section | 08 |
| Legal Subdivision | BLAIRS ADD (COLO) |
| Legal Block | 24 |
| Legal Lot Number | 7 |
| Jurisdiction | STORY IA |
| Township / Civil Division | NEW ALBANY |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 10200 |
625 4th St is owned and occupied by two individuals who acquired it in December 2023.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 4TH ST, COLO, IA 50056-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0202309170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 625 4TH ST, COLO, IA 50056-1023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0201803642 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 2018-03642 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 176 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 625 4TH ST, COLO, IA 50056-1023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202109844 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-09844 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Dec 27, 2023 |
| Property Address | 625 4TH ST, COLO, IA 50056-1023 |
| Document Number | 0202309170 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-09170 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 625 4TH ST, COLO, IA 50056-1023 |
The 2025 property tax bill for 625 4th St was $2,486 with a homeowner's exemption, up 1% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Colo City |
| County | Story County |
| Unified School District | Colo-NESCO Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,486.00 (+0.97%) Homeowner's exemption | $158,100 Land $28,600 Building $129,500 | $158,100 Land $28,600 Building $129,500 |
| 2024 | $2,462.00 | ||
| 2023 | $145,900 Land $23,300 Building $122,600 | $145,900 Land $23,300 Building $122,600 | |
| 2022 | $2,366.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 625 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 625 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLO WATER SUPPLY serves 853 people · EPA ID IA8520061 |
|---|---|
| Water Source | Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY) |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Colo Telephone Company Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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