7054 Pear Tree Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 7054 Pear Tree Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1993
Lot Size	5.13 acres (223,463 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2024)
Tax Bill	$1,493 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20438`

Property Details

APN / Parcel Number

Primary APN	`20438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	223,463 sqft (5.13 acres)
Garage Area	480 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7054 PEAR TREE LN
City	GLOUCESTER
State	VA
Zip	23061-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	SASSAFRAS PARCEL 2
Legal Subdivision	PLAT: PB21 239
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2006
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7054 PEAR TREE LN, GLOUCESTER, VA 23061-4036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jul 1, 2022	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
May 3, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Deed Document Number	20242770
Prior Transfer Date	Apr 26, 2021
Prior Transfer Doc	0000002582
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7054 PEAR TREE LN, GLOUCESTER, VA 23061-4036
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7054 PEAR TREE LN, GLOUCESTER, VA 23061-4036

Mortgage

Document Number	0260000355
Date	Jan 23, 2026
Instrument	260000355

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7054 PEAR TREE LN, GLOUCESTER, VA 23061-4036
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	ARMOUR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003710
Date	Jul 1, 2022
Instrument	220003710

Lender

Name	ICONIC MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	May 3, 2022
Property Address	7054 PEAR TREE LN, GLOUCESTER, VA 23061-4036
Document Number	0220002582
Instrument Date	Apr 26, 2022
Instrument	220002582
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7054 PEAR TREE LN, GLOUCESTER, VA 23061-4036

Mortgage

Document Number	0220002583
Date	May 3, 2022
Instrument	220002583

Lender

Name	COMMERCE HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,493.00 (+16.37%)	$256,050 (+22.52%) Land $73,680 Building $182,370	$256,050 (+22.52%) Land $73,680 Building $182,370
2025	$1,283.00 (+22.07%)	$208,980 (+15.84%) Land $57,950 Building $151,030	$208,980 (+15.84%) Land $57,950 Building $151,030
2024	$1,051.00	$180,400 (-) Land $57,950 Building $122,450	$180,400 (-) Land $57,950 Building $122,450
2023	$1,051.00 (-13%)	$180,400 (+8.21%) Land $57,950 Building $122,450	$180,400 (+8.21%) Land $57,950 Building $122,450
2022	$1,208.00	$166,720 Land $56,680 Building $110,040	$166,720 Land $56,680 Building $110,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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