Chesapeake City property record for 705 Willow Oak Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,832 sqft · built 1978 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2024) |
| Tax Bill | $4,175 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 3 more |
| APN | 0614002000190 |
| Primary APN | 0614002000190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Attic | Attic |
| Attic Area | 393 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 136 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 393 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 393 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 705 WILLOW OAK DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 74 POPLAR RIDGE SEC 4 |
| Legal Subdivision | POPLAR RIDGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21101 |
705 Willow Oak Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · ARM LONGBRIDGE FINANCIAL LLC |
| Mar 4, 2021 | Deed of Trust, Mortgage · ARM LONGBRIDGE FINANCIAL LLC |
| Dec 28, 2018 | Deed of Trust, Mortgage · Reverse Mortgage TOWNEBANK MORTGAGE |
| Dec 10, 2013 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 29, 2006 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL C U |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on File |
| Deed Sale | Jul 15, 2024 · Amount on File |
| Prior Sale | Nov 29, 2006 · Amount on File |
| Deed Document Number | 202413984 |
| Deed Book / Page | 10766 / 827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010323/500 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 10323/500 |
| Instrument | 210009951 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 794 Months |
| Due | May 27, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2021 |
| Margin | 5 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010323/517 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 10323/517 |
| Instrument | 210009952 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 794 Months |
| Due | May 27, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.71% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2021 |
| Margin | 5 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09977/1497 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 9977/1497 |
| Instrument | 180033494 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 877 Months |
| Due | Jan 14, 2092 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 705 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00009281/1 |
|---|---|
| Date | Dec 10, 2013 |
| Book Page | 9281/1 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Nov 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 29, 2006 |
| Property Address | 705 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Document Number | 006849/479 |
| Book / Page | 6849 / 479 |
| Instrument Date | Nov 22, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006849482 |
|---|---|
| Date | Nov 29, 2006 |
| Instrument | 6849/482 |
| Name | NAVY FEDERAL C U |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 705 Willow Oak Dr was $4,175.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,700 (+4.18%) Land $210,000 Building $220,700 | $430,700 (+4.18%) Land $210,000 Building $220,700 | |
| 2025 | $4,175.00 | $413,400 Land $185,000 Building $228,400 | $413,400 Land $185,000 Building $228,400 |
| 2023 | $368,300 (+7.53%) Land $175,000 Building $193,300 | $368,300 (+7.53%) Land $175,000 Building $193,300 | |
| 2022 | $342,500 Land $150,000 Building $192,500 | $342,500 Land $150,000 Building $192,500 | |
| 2019 | $2,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 705 Willow Oak Dr; 13 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 705 Willow Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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