1. Home
  2. Virginia
  3. Chesapeake
  4. Willow Oak Dr

655 Willow Oak Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 655 Willow Oak Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,811 sqft · built 1983
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Jun 2012)
Tax Bill$4,674 (2025)
Deeds & MortgagesDec 2021 Refinance
Jan 2020 Mortgage
APN0614005000170

Property Details

APN / Parcel Number

Primary APN0614005000170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,811 sqft Living Area
1st Floor Area1,633 sqft
AtticAttic
Attic Area252 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions80 ft deep x 264 ft wide
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Pool Area561 sqft
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address655 WILLOW OAK DR
CityCHESAPEAKE
StateVA
Zip23322-3484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description69 POPLAR RIDGE SOUTH SEC ONE PART A
Legal SubdivisionPOPLAR RIDGE SOUTH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2000
Census Tract21013

Owner

655 Willow Oak Dr is owned and occupied by two individuals who bought it in June 2012.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address655 WILLOW OAK DR, CHESAPEAKE, VA 23322-3484
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL CENTER LLC
Jan 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2012 · Amount on File
Deed SaleJun 13, 2012 · Amount on File
Prior SaleOct 21, 2004 · Amount on File
Deed Book / Page8724 / 281
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address655 WILLOW OAK DR, CHESAPEAKE, VA 23322-3484
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10494/1127
DateDec 14, 2021
Book Page10494/1127
Instrument210055364
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJan 1, 2037
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address655 WILLOW OAK DR, CHESAPEAKE, VA 23322-3484
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010101/136
DateJan 14, 2020
Book Page10101/136
Instrument200001205
Lender
NameCAPITAL CENTER LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 655 Willow Oak Dr was $4,674.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$484,800 (+4.75%) Land $210,000 Building $274,800$484,800 (+4.75%) Land $210,000 Building $274,800
2025$4,674.00$462,800 Land $185,000 Building $277,800$462,800 Land $185,000 Building $277,800
2023$418,200 (+9.65%) Land $175,000 Building $243,200$418,200 (+9.65%) Land $175,000 Building $243,200
2022$381,400 Land $150,000 Building $231,400$381,400 Land $150,000 Building $231,400
2019$3,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 655 Willow Oak Dr; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims4 (1999–2016)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Willow Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Willow Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures