Chesapeake City property record for 709 Willow Oak Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,260 sqft · built 1978 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2004) |
| Tax Bill | $4,533 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage May 2023 Second Mortgage + 3 more |
| APN | 0614002000180 |
| Primary APN | 0614002000180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Attic | Attic |
| Attic Area | 273 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 136 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 709 WILLOW OAK DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 73 POPLAR RIDGE SEC 4 |
| Legal Subdivision | POPLAR RIDGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21101 |
709 Willow Oak Dr is owned and occupied by an individual who bought it in October 2004.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 709 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK INC |
| May 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| May 22, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 10, 2006 | Deed of Trust, Mortgage · Conventional Mortgage PENNWEST HOME EQUITY SERV |
| Nov 29, 2007 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2004 · Amount on File |
| Deed Sale | Oct 8, 2004 · Amount on File |
| Deed Book / Page | 5671 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009843/830 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 9843/830 |
| Instrument | 170028160 |
| Name | MAGNOLIA BANK INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10659/1705 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 10659/1705 |
| Instrument | 230009294 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008704/72 |
|---|---|
| Date | May 22, 2012 |
| Book Page | 8704/72 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006635/126 |
|---|---|
| Date | Jul 10, 2006 |
| Book Page | 6635/126 |
| Name | PENNWEST HOME EQUITY SERV |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 709 WILLOW OAK DR, CHESAPEAKE, VA 23322-3430 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007293/874 |
|---|---|
| Date | Nov 29, 2007 |
| Book Page | 7293/874 |
| Name | SUNTRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 709 Willow Oak Dr was $4,533.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,900 (+4.03%) Land $210,000 Building $256,900 | $466,900 (+4.03%) Land $210,000 Building $256,900 | |
| 2025 | $4,533.00 | $448,800 Land $185,000 Building $263,800 | $448,800 Land $185,000 Building $263,800 |
| 2023 | $400,700 (+7.6%) Land $175,000 Building $225,700 | $400,700 (+7.6%) Land $175,000 Building $225,700 | |
| 2022 | $372,400 Land $150,000 Building $222,400 | $372,400 Land $150,000 Building $222,400 | |
| 2019 | $3,221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 709 Willow Oak Dr; 13 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 709 Willow Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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