Monroe County property record for 705 Waterloo Ave, Monroe, MI 48161 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,708 sqft · built 1952 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,000 (Mar 2026) |
| Tax Bill | $3,490 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-19-00705-000 |
| Primary APN | 55-19-00705-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,494 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 108 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 260 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 16 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 705 WATERLOO AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-1689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH CUSTER HEIGHTS LOTS 148 AND 149 |
| Legal Subdivision | SOUTH CUSTER HEIGHTS |
| Legal Lot Number | 148-149 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 832300 |
Source: Monroe County records · APN 55-19-00705-000
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3856 NILES FERRY RD, GREENBACK, TN 37742-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 08, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Mar 16, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 16, 2026 | Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| May 22, 2023 | Land Contract, Transfer |
| May 18, 2023 | Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| May 15, 2018 | Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2026 · Amount on Record |
| Deed Document Number | 20264075 |
| Prior Transfer Date | Apr 04, 2014 |
| Prior Transfer Doc | 0000013052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 0000003666 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021R03666 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 236 Months |
| Due | Oct 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 16, 2026 |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 0000004075 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026R04075 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,017.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 0000004076 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026R04076 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Mar 16, 2026 |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 0000004074 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026R04074 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8630 S STONEY CREEK RD, CARLETON, MI 48117-9015 |
| Name | Verified Name |
|---|---|
| Address | 705 WATERIOO AVE, MONROE, MI 48161-1689 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 22, 2023 |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 0000007916 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023R07916 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8630 S STONEY CREEK RD, CARLETON, MI 48117-9015 |
| Name | Verified Name |
|---|---|
| Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 18, 2023 |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 0000007740 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023R07740 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2023 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Name | Verified Name |
|---|---|
| Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018116 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019R18116 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 15, 2018 |
| Property Address | 705 WATERLOO AVE, MONROE, MI 48161-1689 |
| Document Number | 2018R08693 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | May 11, 2018 |
| Instrument | 2018R08693 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,376.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3368 HILL POND DR, BUFORD, GA 30519-7325 |
| Document Number | 0000008694 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 2018R08694 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,400 (+4.45%) | $234,800 (+4.45%) | |
| 2025 | $3,490.00 (+3.1%) Homeowner's exemption | $112,400 (+43.79%) Land $112,400 | $224,800 (+43.79%) Land $224,800 |
| 2023 | $3,385.00 Homeowner's exemption | $78,170 | $156,340 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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