706 Waterloo Ave, Monroe, MI 48161 Property Records

Monroe County property record for 706 Waterloo Ave, Monroe, MI 48161

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,352 sqft · built 1941
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Sep 2019)
Tax Bill$2,790 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-19-00694-000

Property Details

APN / Parcel Number

Primary APN55-19-00694-000
Alternative APN
  • 55 190 069 40

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,352 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Finished Basement338 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
TerrainRolling
Garage Area768 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address706 WATERLOO AVE
CityMONROE
StateMI
Zip48161-1683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionSOUTH CUSTER HEIGHTS LOT 137
Legal SubdivisionSOUTH CUSTER HEIGHTS
Legal Lot Number137
JurisdictionMONROE MI
Township / Civil DivisionMONROE
Census Block Group4
Census Block4007
Census Tract832300

Owner

Source: Monroe County records · APN 55-19-00694-000

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address706 WATERLOO AVE, MONROE, MI 48161-1683
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORP
Sep 12, 2019Warranty Deed, Transfer · FHA Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Document Number201915526
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address706 WATERLOO AVE, MONROE, MI 48161-1683
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 WATERLOO AVE, MONROE, MI 48161-1683

Mortgage

Document Number0000001732
DateJan 25, 2022
Instrument2022R01732
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateSep 12, 2019
Property Address706 WATERLOO AVE, MONROE, MI 48161-1683
Document Number0000015526
Instrument DateSep 09, 2019
Instrument15526
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,634.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 WATERLOO AVE MONROE MI 481611683, MONROE, MI 48161-1683

Mortgage

Document Number15527
DateSep 12, 2019
Instrument15527
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
MunicipalityMonroe City
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$115,100 (+45.83%)$230,200 (+45.83%)
2025$2,790.00 (-17.75%) Homeowner's exemption
2023$3,392.00 Homeowner's exemption$78,930$157,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Mercury Broadband, T-Mobile USA.

Based on FCC filings for 504 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMONROE
serves 49,467 people
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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