Monroe County property record for 620 Waterloo Ave, Monroe, MI 48161 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,216 sqft · built 1967 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2021) |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-19-00697-000 |
| Primary APN | 55-19-00697-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 990 sqft |
| Finished Basement | 495 sqft |
| Unfinished Basement | 495 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 55 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 620 WATERLOO AVE |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH CUSTER HEIGHTS LOT 140 |
| Legal Subdivision | SOUTH CUSTER HEIGHTS |
| Legal Lot Number | 140 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 832300 |
Source: Monroe County records · APN 55-19-00697-000
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 WATERLOO AVE, MONROE, MI 48161-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 08, 2025 | Intrafamily Transfer, Transfer |
| Oct 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Document Number | 202126835 |
| Prior Transfer Date | Feb 06, 2006 |
| Prior Transfer Doc | 0000000623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 08, 2025 |
| Property Address | 620 WATERLOO AVE, MONROE, MI 48161-1618 |
| Document Number | 0000020059 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025R20059 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 WATERLOO AVE, MONROE, MI 48161-1618 |
| Name | Verified Name |
|---|---|
| Address | 620 WATERLOO AVE, MONROE, MI 48161-1618 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 18, 2021 |
| Property Address | 620 WATERLOO AVE, MONROE, MI 48161-1618 |
| Document Number | 2021R26835 |
| Map Reference | LB 5 PG 46 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 2021R26835 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 RICHARDS DR, 155, MONROE, MI 48162-3243 |
| Name | Verified Name |
|---|---|
| Address | 620 WATERLOO AVE, MONROE, MI 48161-1618 |
| Document Number | 2021R26836 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021R26836 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,700 (+5.22%) | $201,400 (+5.22%) | |
| 2025 | $2,395.00 (-24.8%) Homeowner's exemption | $95,700 (+44.26%) Land $95,700 | $191,400 (+44.26%) Land $191,400 |
| 2024 | $3,185.00 (+9.38%) | ||
| 2023 | $2,912.00 Homeowner's exemption | $66,340 | $132,680 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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