705 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 705 Spring Lake Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,793 sqft · built 1987
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Apr 2020)
Tax Bill$6,632 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-36-23-NL-1-11

Property Details

APN / Parcel Number

Primary APN26-36-23-NL-1-11
Alternative APNs
  • 26-36-23-NL-00001.0-0011.00
  • 2604335

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,793 sqft Living Area
Gross Area3,702 sqft
1st Floor Area2,793 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions146 ft deep x 113 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area529 sqft
PorchFinished/Open Porch
Porch Area380 sqft
Deck Area907 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2604335
Street Address705 SPRING LAKE DR
CityMELBOURNE
StateFL
Zip32940-1961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSUNTREE P.U.D. STAGE 5 TRACT 55 LOT 11 BLK 1
Legal Range36E
Legal Township26S
Legal Section23
Legal SubdivisionSUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract55
Legal Block1
Legal Lot Number11
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3004
Census Tract64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address705 SPRING LAKE DR, MELBOURNE, FL 32940-1961
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 6, 2020Warranty Deed, Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleDec 20, 2002 · Amount on Record
Deed Document Number202078052
Deed Book / Page8710 / 2073
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address705 SPRING LAKE DR, MELBOURNE, FL 32940-1961
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SPRING LAKE DR, MELBOURNE, FL 32940-1961

Mortgage

Document Number0091101227
DateMay 4, 2021
Book Page9110/1227
Instrument2021114936
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 6, 2020
Property Address705 SPRING LAKE DR, MELBOURNE, FL 32940-1961
Document Number0087102073
Book / Page8710 / 2073
Map ReferenceMB 32 PG 48-50
Instrument DateApr 3, 2020
Instrument2020078052
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyFOUNDATION TTL & SETMNT SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,745.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 SPRING LAKE DR, MELBOURNE, FL 32940-1961

Mortgage

Document Number87102074
DateApr 6, 2020
Instrument8710/2074
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$517,580 (+2.7%)$587,320 (-2.45%)
2025$6,632.00 (+8.1%) Homeowner's exemption$503,980 (+5.99%)$602,070 (-1.09%) Land $121,000 Building $481,070
2023$6,135.00 (+7.22%) Homeowner's exemption$475,520 (+3%)$608,690 (+4.88%) Land $126,500 Building $482,190
2022$5,722.00 Homeowner's exemption$461,670$580,390 Land $143,000 Building $437,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 258 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims20 (1995–2026)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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