676 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 676 Spring Lake Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,646 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on Record
Last Sale	$204,000 (Aug 1993)
Tax Bill	$4,146 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-14-NL-2-14`

Property Details

APN / Parcel Number

Primary APN	`26-36-14-NL-2-14`
Alternative APNs	`26-36-14-NL-00002.0-0014.00` `2603642`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,646 sqft Living Area
Gross Area	3,446 sqft
1st Floor Area	2,646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	104 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened/Unfinished Porch
Porch Area	359 sqft
Deck Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2603642
Street Address	676 SPRING LAKE DR
City	MELBOURNE
State	FL
Zip	32940-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 14 BLK 2
Legal Range	36E
Legal Township	26S
Legal Section	14
Legal Subdivision	SUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract	55
Legal Block	2
Legal Lot Number	14
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3006
Census Tract	64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	676 SPRING LAKE DR, MELBOURNE, FL 32940-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1993 · Amount on Record
Deed Sale	Aug 30, 1993 · Amount on Record
Deed Book / Page	3319 / 677
Last Transfer Date	Dec 19, 2007
Transfer Doc	0058370120
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	676 SPRING LAKE DR, MELBOURNE, FL 32940-1959
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SUPREME TITLE CLOSINGS LLC, SUPREME TITLE CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 SPRING LAKE DR, MELBOURNE, FL 32940-1959

Mortgage

Document Number	0090121996
Date	Feb 11, 2021
Book Page	9012/1996
Instrument	2021034250

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,270 (+2.7%)	$533,260 (-2.57%)
2025	$4,146.00 (+8.22%) Homeowner's exemption	$298,220 (+5.98%)	$547,320 (-0.8%)
2024	$3,831.00 (+1.75%)
2023	$3,765.00 (+7.23%) Homeowner's exemption	$281,380 (+3%)	$551,720 (+4.98%) Land $115,000 Building $436,720
2022	$3,511.00 Homeowner's exemption	$273,190	$525,560 Land $130,000 Building $395,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 258 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	20 (1995–2026)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20