Brevard County property record for 681 Spring Lake Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,573 sqft · built 1989 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $467,000 (Oct 2018) |
| Tax Bill | $4,670 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-NL-1-14 |
| Primary APN | 26-36-14-NL-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,573 sqft Living Area |
| Gross Area | 3,646 sqft |
| 1st Floor Area | 2,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 401 sqft |
| Deck Area | 622 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2603578 |
|---|---|
| Street Address | 681 SPRING LAKE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 14 BLK 1 & PART OF SW 1/4 OF SE 1/4 AS DESC IN ORB 2977 PG 4668, & 2983 PG 1578 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 64128 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 681 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Mar 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Deed Document Number | 2018220477 |
| Deed Book / Page | 8275 / 2011 |
| Prior Transfer Date | Mar 6, 2018 |
| Prior Transfer Doc | 0081110191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 2, 2018 |
| Property Address | 681 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0082752011 |
| Book / Page | 8275 / 2011 |
| Map Reference | MB 32 PG 48-50 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 2018220477 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PRESTIGE TITLE OF BREVARD LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,269.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 SPRING LAKE DR, 441, MELBOURNE, FL 32940-1955 |
| Name | Verified Name |
|---|---|
| Address | 681 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 2018220478 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 2018220478 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 12, 2018 |
| Property Address | 681 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0081110191 |
| Book / Page | 008111 / 000191 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 54008 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 681 SPRING LAKE DR MELBOURNE FL 329401957, MELBOURNE, FL 32940-1957 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,960 (+2.7%) | $589,440 (-2.17%) | |
| 2025 | $4,670.00 (+7.23%) Homeowner's exemption Veteran's exemption | $354,400 (+5.98%) | $602,520 (-1.02%) |
| 2024 | $4,355.00 (+1.66%) | ||
| 2023 | $4,284.00 (+7.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $334,390 (+3%) | $608,750 (+4.9%) Land $126,500 Building $482,250 |
| 2022 | $3,991.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $324,660 | $580,320 Land $143,000 Building $437,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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