705 Spring Falls Dr, McKinney, TX 75071 Property Records

Collin County property record for 705 Spring Falls Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,254 sqft · built 2014
Lot Size	0.177 acres (7,690 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,100 (Mar 2015)
Tax Bill	$14,819 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-10640-00X-0490-1`

Property Details

APN / Parcel Number

Primary APN	`R-10640-00X-0490-1`
Alternative APNs	`000002710027` `2710027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,254 sqft Living Area
Gross Area	3,967 sqft
1st Floor Area	1,879 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,690 sqft (0.177 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	705 SPRING FALLS DR
City	MCKINNEY
State	TX
Zip	75071-3562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY FALLS PLANNING UNIT 1 PHASE 1B, BLK X, LOT 49
Legal Subdivision	TRINITY FALLS PLANNING UNIT 1 PHASE 1B
Legal Block	X
Legal Lot Number	49
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3019
Census Tract	30202

Owner

Source: Collin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 SPRING FALLS DR, MCKINNEY, TX 75071-3562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2020	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2015 · Amount on Record
Deed Sale	Mar 24, 2015 · Amount on Record
Deed Document Number	2015319520
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 21, 2026
Property Address	705 SPRING FALLS DR, MCKINNEY, TX 75071-3562
Document Number	0000097888
Instrument Date	Jul 17, 2026
Instrument	202697888
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SPRING FALLS DR, MCKINNEY, TX 75071-3562

Mortgage

Document Number	0000097889,
Date	Jul 21, 2026
Instrument	202697889

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	705 SPRING FALLS DR, MCKINNEY, TX 75071-3562
Document Number	0000917590
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	705 SPRING FALLS DR MCKINNEY TX 750713562, MCKINNEY, TX 75071-3562

Mortgage

Document Number	0000917590
Date	Jun 18, 2020
Instrument	917590

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,819.00 (+73.14%)	$638,867 (-2.52%) Land $148,500 Building $490,367	$638,867 (-2.52%) Land $148,500 Building $490,367
2024	$8,559.00 (-39.31%)
2023		$655,393 Land $137,500 Building $517,893	$655,393 Land $137,500 Building $517,893
2022	$14,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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