Champaign County property record for 705 S Harrison St, Philo, IL 61864 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,983 sqft · built 2003 |
| Lot Size | 0.456 acres (19,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,500 (Mar 2013) |
| Tax Bill | $6,335 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-23-354-005 |
| Primary APN | 19-27-23-354-005 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,983 sqft Living Area |
| Gross Area | 4,850 sqft |
| 1st Floor Area | 1,983 sqft |
| Basement Area | 1,983 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 19,842 sqft (0.456 acres) |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 705 S HARRISON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 SOUTH POINT ADD 3 |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | SOUTH POINT ADD 3 |
| Legal Lot Number | 37 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-354-005
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 S HARRISON ST, PHILO, IL 61864-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Aug 28, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Jan 07, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2013 · Amount on Record |
| Deed Sale | Mar 12, 2013 · Amount on Record |
| Prior Sale | Aug 13, 2009 · Amount on Record |
| Deed Document Number | 20135932 |
| Last Transfer Date | Dec 31, 2020 |
| Transfer Doc | 0000000423 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 705 S HARRISON ST, PHILO, IL 61864-9503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001575 |
|---|---|
| Date | Feb 01, 2018 |
| Instrument | 2018R01575 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 705 S HARRISON ST, PHILO, IL 61864-9503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013961 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019R13961 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 07, 2021 |
| Property Address | 705 S HARRISON ST, PHILO, IL 61864-9503 |
| Document Number | 0000000423 |
| Map Reference | DOC 99R 27113 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021R00423 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000000424 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 2021R00424 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2041 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,990 (+25.03%) Land $23,780 Building $98,210 | $365,970 (+25.03%) Land $71,340 Building $294,630 | |
| 2024 | $6,335.00 (+8.9%) | ||
| 2022 | $5,817.00 Homeowner's exemption | $97,570 Land $19,020 Building $78,550 | $292,710 Land $57,060 Building $235,650 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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