606 S Harrison St, Philo, IL 61864 Property Records

Champaign County property record for 606 S Harrison St, Philo, IL 61864 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size36,685 sqft (0.842 acres)
OccupancyOwner Occupied
Last Sale$292,500 (2019)
Tax Bill$7,162.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-27-23-353-007

Exterior

Lot Area36,685 sqft (0.842 acres)

Location & Zoning

Street Address606 S HARRISON ST
CityPHILO
StateIL
Zip61864-9651
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 EBERTS SUB OF LOT 14 AND 15 OF SOUTH POINTE SUB
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionEBERTS SUB OF LOT 14 AND 15 OF SOUTH POI
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Minor Civil DivisionPHILO
Census Blockgroup1
Census Block1034
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-353-007

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address606 S HARRISON ST, PHILO, IL 61864-9651
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenants In Common

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 13, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Deed Doc Number201913055
Prior Transfer DateMar 16, 2007
Prior Transfer Doc0000006856
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address606 S HARRISON ST, PHILO, IL 61864-9651
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020391
DateNov 17, 2022
Instrument2022R20391
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address606 S HARRISON ST, PHILO, IL 61864-9651
Transaction TypeMortgage
Record UpdatedJun 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013886
DateJun 15, 2021
Instrument2021R13886
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address26642
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term157 Months
DueJul 01, 2034

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 13, 2019
Property Address606 S HARRISON ST, PHILO, IL 61864-9651
Document Number0000013055
Instrument DateMay 30, 2019
Instrument13055
Transaction TypeTransfer
Record UpdatedSep 05, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.50
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address606 S HARRISON ST PHILO IL 618649651, PHILO, IL 61864-9651

Mortgage

Document Number13056
DateAug 13, 2019
Instrument13056
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueAug 12, 2034

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$137,060 (+25.02%) Land $35,430 Building $101,630$411,180 (+25.02%) Land $106,290 Building $304,890
2024$7,162.00 (+8.8%)
2022$6,583.00 Homeowner's exemption$109,630 Land $28,340 Building $81,290$328,890 Land $85,020 Building $243,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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