605 S Harrison St, Philo, IL 61864 Property Records

Champaign County property record for 605 S Harrison St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	1.06 acres (46,239 sqft)
Owner	Individual Name on Record
Last Sale	$217,500 (Aug 2010)
Tax Bill	$6,914 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-352-006`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-352-006`

Exterior

Lot Area	46,239 sqft (1.06 acres)

Location & Zoning

Street Address	605 S HARRISON ST
City	PHILO
State	IL
Zip	61864-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 SOUTH POINT ADD 2 REPLAT OF LOTS 20 AND 21
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	SOUTH POINT ADD 2 REPLAT
Legal Lot Number	100
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1033
Census Tract	10901

Owner

Source: Champaign County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 S HARRISON ST, PHILO, IL 61864-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2010 · Amount on Record
Deed Sale	Aug 19, 2010 · Amount on Record
Deed Document Number	201018212
Last Transfer Date	Dec 17, 2020
Transfer Doc	0000027270
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 21, 2026
Property Address	605 S HARRISON ST, PHILO, IL 61864-9679
Document Number	0000011312
Instrument Date	Jul 9, 2026
Instrument	202611312
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S HARRISON ST, PHILO, IL 61864-9679

Mortgage

Document Number	0000011312,
Date	Jul 21, 2026
Instrument	202611312

Lender

Name	BUSEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2046

Interest

Rate	6.52%
Max Rate	-1%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 23, 2020
Property Address	605 S HARRISON ST, PHILO, IL 61864-9679
Document Number	0000027270
Map Reference	MNB CC PG 105
Instrument Date	Dec 17, 2020
Instrument	2020R27270
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S HARRISON ST, PHILO, IL 61864-9679

Mortgage

Document Number	0000027271
Date	Dec 23, 2020
Instrument	2020R27271

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,550 (+25.02%) Land $29,210 Building $103,340	$397,650 (+25.02%) Land $87,630 Building $310,020
2024	$6,914.00 (+8.81%)
2022	$6,354.00 Homeowner's exemption	$106,020 Land $23,360 Building $82,660	$318,060 Land $70,080 Building $247,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless, Watch TV.

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