705 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 705 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	984 sqft
Lot Size	0.187 acres (8,176 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Jun 2022)
Tax Bill	$4,323 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-376-003`

Property Details

APN / Parcel Number

Primary APN	`16-03-376-003`

Interior

Stories	2 Stories
Building Area	984 sqft Living Area
Basement Area	632 sqft
Unfinished Basement	632 sqft

Exterior

Lot Area	8,176 sqft (0.187 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	216 sqft
Shed	1 Shed
Shed Area	280 sqft

Location & Zoning

Street Address	705 S 3RD ST
City	OREGON
State	IL
Zip	61061-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 10 BLK 13 HILLS 2ND ADD CITY OF OREGON
Legal Subdivision	HILLS SECOND ADD
Legal Block	13
Legal Lot Number	10
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4029
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 S 3RD ST, OREGON, IL 61061-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS INC
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK AMBOY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	20223509
Prior Transfer Date	Oct 24, 2005
Prior Transfer Doc	0000011846
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jun 16, 2022
Property Address	705 S 3RD ST, OREGON, IL 61061-2222
Document Number	0000003509
Map Reference	BK A PG 88
Instrument Date	Jun 10, 2022
Instrument	202203509
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S 3RD ST, OREGON, IL 61061-2222

Mortgage

Document Number	0000003510
Date	Jun 16, 2022
Instrument	202203510

Lender

Name	NEIGHBORHOOD LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	5.38%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	705 S 3RD ST, OREGON, IL 61061-2222
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001869
Date	Apr 7, 2017
Instrument	201701869

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 17, 2022

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Dec 16, 2020
Property Address	705 S 3RD ST, OREGON, IL 61061-2222
Document Number	0000009826
Instrument Date	Dec 10, 2020
Instrument	202009826
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 S 3RD ST, OREGON, IL 61061-2222

Mortgage

Document Number	0000009827
Date	Dec 16, 2020
Instrument	202009827

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,323.00 (+26.7%)	$50,577 (+19.74%) Land $7,038 Building $43,539	$151,731 (+19.74%) Land $21,114 Building $130,617
2023		$42,239 Land $5,891 Building $36,348	$126,717 Land $17,673 Building $109,044
2022	$3,412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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