610 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 610 S 3rd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,704 sqft · built 1903
Lot Size0.166 acres (7,252 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Aug 2015)
Tax Bill$3,813 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-312-012

Property Details

APN / Parcel Number

Primary APN16-03-312-012

Interior

Stories2 Stories
Building Area1,704 sqft Living Area
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Lot Area7,252 sqft (0.166 acres)
Lot Dimensions123 ft deep x 57.8 ft wide
Garage TypeAttached
Garage Area386 sqft

Location & Zoning

Street Address610 S 3RD ST
CityOREGON
StateIL
Zip61061-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: S 57FT 9IN LOT 7 BLK 8 HILLS 1ST ADD CITY OF OREGON
Legal SubdivisionHILLS FIRST ADD
Legal Block8
Legal Lot Number7
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group4
Census Block4017
Census Tract961400

Owner

610 S 3rd St is owned and occupied by an individual who bought it in August 2015.

Source: Ogle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address610 S 3RD ST, OREGON, IL 61061-2023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2015 · Amount on File
Deed SaleAug 7, 2015 · Amount on File
Deed Document Number20154541
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address610 S 3RD ST, OREGON, IL 61061-2023
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001250
DateFeb 18, 2021
Instrument202101250
Lender
NameHARVARD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 610 S 3rd St was $3,813.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,813.00$45,315 Land $6,029 Building $39,286$135,945 Land $18,087 Building $117,858
2023$38,739 Land $5,942 Building $32,797$116,217 Land $17,826 Building $98,391
2022$3,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 3rd St

Nearby Streets

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