711 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 711 S 3rd St, Oregon, IL 61061

Property Summary

Property Type	Single Family Home
Details	832 sqft
Lot Size	0.187 acres (8,176 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2025)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-03-376-006`

Property Details

APN / Parcel Number

Primary APN	`16-03-376-006`

Interior

Stories	1 Story
Building Area	832 sqft Living Area
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Lot Area	8,176 sqft (0.187 acres)
Lot Dimensions	124 ft deep x 66 ft wide

Location & Zoning

Street Address	711 S 3RD ST
City	OREGON
State	IL
Zip	61061-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 7 BLK 13 HILLS 2ND ADD CITY OF OREGON
Legal Subdivision	HILLS SECOND ADD
Legal Block	13
Legal Lot Number	7
Jurisdiction	OGLE IL
Township / Civil Division	OREGON-NASHUA
Census Block Group	4
Census Block	4029
Census Tract	961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	711 S 3RD ST, OREGON, IL 61061-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage STILLMAN BANCORP NA
Apr 1, 2022	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP NA
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BK/ROCKFORD
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Jul 1, 2024 · Amount on Record
Deed Document Number	20256073
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Nov 24, 2025
Property Address	711 S 3RD ST, OREGON, IL 61061-2222
Document Number	0000006073
Map Reference	PB A PG 88
Instrument Date	Nov 13, 2025
Instrument	202506073
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, KO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S 3RD ST, OREGON, IL 61061-2222

Mortgage

Document Number	0000006074
Date	Nov 24, 2025
Instrument	202506074

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 1, 2022
Property Address	711 S 3RD ST, OREGON, IL 61061-2222
Document Number	0000001949
Map Reference	BK A PG 88
Instrument Date	Mar 18, 2022
Instrument	202201949
Transaction Type	Transfer
Record Updated	Apr 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S 3RD ST, OREGON, IL 61061-2222

Mortgage

Document Number	0000001950
Date	Apr 1, 2022
Instrument	202201950

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.25%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	711 S 3RD ST, OREGON, IL 61061-2222
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002396
Date	Apr 1, 2021
Instrument	202102396

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	711 S 3RD ST, OREGON, IL 61061-2222
Document Number	0000003335
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	711 S 3RD ST OREGON IL 610612222, OREGON, IL 61061-2222

Mortgage

Document Number	0000003335
Date	Jun 21, 2018
Instrument	3335

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	711 S 3RD ST, OREGON, IL 61061-2222
Document Number	0000005753
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 S 3RD ST OREGON IL 610612222, OREGON, IL 61061-2222

Mortgage

Document Number	0000005753
Date	Oct 3, 2017
Instrument	5753

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Oregon-Nashua Township
Municipality	Oregon City
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,883.00 (+22.8%)	$40,036 (+7.25%) Land $7,038 Building $32,998	$120,108 (+7.25%) Land $21,114 Building $98,994
2024	$3,162.00 (-2.14%)	$37,329 (-7.47%) Land $6,562 Building $30,767	$111,987 (-7.47%) Land $19,686 Building $92,301
2023		$40,344 Land $5,608 Building $34,736	$121,032 Land $16,824 Building $104,208
2022	$3,231.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON serves 3,449 people · EPA ID IL1410400
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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