St. Johns County property record for 705 Rio del Norte Rd, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,526 sqft · built 2019 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $618,990 (May 2019) |
| Tax Bill | $11,887 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 072143-0370 |
| Primary APN | 072143-0370 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,526 sqft Living Area |
| Gross Area | 4,150 sqft |
| 1st Floor Area | 2,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 705 RIO DEL NORTE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-4874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/62-70 RIO DEL NORTE LOT 37 OR4721/712 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | RIO DEL NORTE |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Nov 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 8, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Deed Document Number | 201931771 |
| Deed Book / Page | 4721 / 712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 705 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 705 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874 |
| Document Number | 0053551093 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5355/1093 |
| Instrument | 2021095395 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 705 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0048260928 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 4826/0928 |
| Instrument | 2019082939 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 11.3% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 8, 2019 |
| Property Address | 705 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874 |
| Document Number | 0047210712 |
| Book / Page | 4721 / 0712 |
| Map Reference | MB 73 PG 62-70 |
| Instrument Date | May 7, 2019 |
| Instrument | 2019031771 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 705 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874 |
| Document Number | 2019031772 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 2019031772 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,676 (+2.7%) | $944,350 (-2.7%) Land $210,000 Building $734,350 | |
| 2025 | $11,887.00 (+9.76%) Homeowner's exemption | $601,437 (+2.9%) | $970,570 (+5.15%) Land $210,000 Building $760,570 |
| 2024 | $10,830.00 (+5.18%) Homeowner's exemption | $584,487 (+3%) | $923,018 (+13.3%) Land $210,000 Building $713,018 |
| 2023 | $10,297.00 (+1.72%) Homeowner's exemption | $567,463 (+3%) | $814,652 (+5.24%) Land $200,000 Building $614,652 |
| 2022 | $10,123.00 Homeowner's exemption | $550,935 | $774,065 Land $168,000 Building $606,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
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