603 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 603 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,049 sqft · built 2018
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (Sep 2025)
Tax Bill	$15,167 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`072143-0320`

Property Details

APN / Parcel Number

Primary APN	`072143-0320`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	4,049 sqft Living Area
Gross Area	4,691 sqft
1st Floor Area	2,861 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	210 sqft
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	603 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 32 OR6227/1557
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	32
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATEWIDE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Sep 15, 2023 · Amount on File
Deed Document Number	202578722
Deed Book / Page	6227 / 1557
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 26, 2025
Property Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Document Number	0062271557
Book / Page	6227 / 1557
Map Reference	MB 73 PG 62
Instrument Date	Sep 24, 2025
Instrument	2025078722
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$9,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10283 SYMPHONY GROVE DR, ORLANDO, FL 32836-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4874

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 15, 2023
Property Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Document Number	0058251309
Book / Page	5825 / 1309
Map Reference	MB 73 PG 62-70
Instrument Date	Sep 12, 2023
Instrument	2023073071
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 LACOSTA VILLA CT, ST AUGUSTINE, FL 32095-7407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4874

Mortgage

Document Number	0058251311
Date	Sep 15, 2023
Instrument	5825/1311

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874

Mortgage

Document Number	0051960778
Date	Mar 3, 2021
Book Page	5196/778
Instrument	2021023799

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874

Mortgage

Document Number	0053661898
Date	Sep 13, 2021
Book Page	5366/1898
Instrument	2021100329

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048901290
Date	Feb 26, 2020
Book Page	4890/1290
Instrument	2020015430

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 4, 2018
Property Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874
Document Number	0046221071
Book / Page	4622 / 1071
Map Reference	MB73 PG62-70
Instrument Date	Sep 28, 2018
Instrument	2018072199
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD300, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4874

Mortgage

Document Number	2018072202
Date	Oct 4, 2018
Instrument	2018072202

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,164,010 (+37.77%) Land $210,000 Building $954,010	$1,164,010 (-4.72%) Land $210,000 Building $954,010
2025	$15,167.00 (-17.44%) Homeowner's exemption	$844,916 (-26.29%)	$1,221,735 (+6.59%) Land $210,000 Building $1,011,735
2024	$18,370.00 (+50.22%)	$1,146,211 (+59.27%)	$1,146,211 (+16.77%) Land $210,000 Building $936,211
2023	$12,229.00 (+14.65%) Homeowner's exemption	$719,681 (+21.3%)	$981,566 (+19.72%) Land $200,000 Building $781,566
2022	$10,666.00 Homeowner's exemption	$593,328	$819,899 Land $168,000 Building $651,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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