581 Rio del Norte Rd, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 581 Rio del Norte Rd, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,168 sqft · built 2019
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$1,160,000 (Dec 2023)
Tax Bill	$16,640 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`072143-0310`

Property Details

APN / Parcel Number

Primary APN	`072143-0310`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,168 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	2,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	581 RIO DEL NORTE RD
City	SAINT AUGUSTINE
State	FL
Zip	32095-4864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/62-70 RIO DEL NORTE LOT 31 OR5872/147 & 5932/754(L/E)
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	RIO DEL NORTE
Legal Block	1
Legal Lot Number	31
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 15, 2023	Warranty Deed, Transfer CLOSING USA LLC, CLOSING BEAR LLC
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 2, 2019	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Apr 2, 2019 · Amount on File
Deed Document Number	202397431
Deed Book / Page	5872 / 147
Last Transfer Date	Apr 15, 2024
Transfer Doc	0059320754
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2024
Property Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864
Document Number	0059320754
Book / Page	5932 / 754
Map Reference	MB 73 PG 62-70
Instrument Date	Apr 15, 2024
Instrument	2024028203
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 15, 2023
Property Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864
Document Number	0058720147
Book / Page	5872 / 147
Map Reference	MB 73 PG 62-70
Instrument Date	Dec 8, 2023
Instrument	2023097431
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	CLOSING USA LLC, CLOSING BEAR LLC

Transaction

Amount	Amount on Record
Tax	$8,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 BEAVER BROOK RD, RIDGEFIELD, CT 06877-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4864
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2021
Property Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864
Document Number	0053280102
Book / Page	5328 / 102
Map Reference	MB 73 PG 62-70
Instrument Date	Jul 16, 2021
Instrument	2021082988
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 NOCHAWAY DR, SAINT AUGUSTINE, FL 32092-1868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 RIO DEL NORTE RD, ST AUGUSTINE, FL 32095-4864

Mortgage

Document Number	0005328104
Date	Jul 27, 2021
Instrument	5328/104

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 2, 2019
Property Address	581 RIO DEL NORTE RD, SAINT AUGUSTINE, FL 32095-4864
Document Number	0047021872
Book / Page	004702 / 001872
Instrument Date	Mar 29, 2019
Instrument	22143
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$4,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	581 RIO DEL NORTE RD ST AUGUSTINE FL 320954864, ST AUGUSTINE, FL 32095-4864

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,357 (+1.68%) Land $210,000 Building $760,357	$970,357 (-2.03%) Land $210,000 Building $760,357
2025	$16,640.00 (+9.97%) Homeowner's exemption	$954,289 (+2.9%)	$990,441 (+6.8%) Land $210,000 Building $780,441
2024	$15,131.00 (+27.2%) Homeowner's exemption	$927,395 (+33.76%)	$927,395 (+13.76%) Land $210,000 Building $717,395
2023	$11,895.00 (+1.78%) Homeowner's exemption	$693,334 (+3%)	$815,188 (+5.7%) Land $200,000 Building $615,188
2022	$11,687.00 Homeowner's exemption	$673,140	$771,240 Land $168,000 Building $603,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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