615 Red Oak Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 615 Red Oak Ln, O Fallon, MO 63366

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,728 sqft · built 1981
Lot Size	0.178 acres (7,747 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2023)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`195720A020`

Property Details

APN / Parcel Number

Primary APN	`195720A020`
Alternative APN	`2-050D-5167-00-0008.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,747 sqft (0.178 acres)
Lot Dimensions	127 ft deep x 61 ft wide
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	195720A020
Street Address	615 RED OAK LN
City	O FALLON
State	MO
Zip	63366-1667
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AC4
Legal Description	DONNA TRACE EST LOT 8
Legal Subdivision	DONNA TRACE EST
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

615 Red Oak Ln, a duplex, is owned by an individual who bought it in March 2023.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1234, O FALLON, MO 63366-9034
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK
Mar 6, 2023	Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC
May 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Oct 25, 2013
Deed Document Number	20238229
Prior Transfer Date	Mar 3, 2023
Prior Transfer Doc	0000008228
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 6, 2023
Property Address	615 RED OAK LN, O FALLON, MO 63366-1667
Document Number	0000008229
Map Reference	MB 19 PG 174
Instrument Date	Mar 6, 2023
Instrument	2023R-008229
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 S JOYCE ELLEN WAY, SAINT PETERS, MO 63376-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1234, O FALLON, MO 63366-9034

Mortgage

Document Number	0000008230
Date	Mar 6, 2023
Instrument	2023R-008230

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Mar 6, 2023
Property Address	615 RED OAK LN, O FALLON, MO 63366-1667
Document Number	0000008228
Map Reference	MB 19 PG 174
Instrument Date	Mar 6, 2023
Instrument	2023R-008228
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2021
Property Address	615 RED OAK LN, O FALLON, MO 63366-1667
Document Number	0000038802
Map Reference	MB 19 PG 174
Instrument Date	Jan 28, 2021
Instrument	2021R-038802
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 S JOYCE ELLEN WAY, SAINT PETERS, MO 63376-1215

Tax Assessment & Valuation

The 2025 property tax bill for 615 Red Oak Ln was $2,464.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,925 (-)	$199,606 (-) Land $62,500 Building $137,106
2025	$2,464.00	$37,925	$199,606 Land $62,500 Building $137,106
2023		$33,966 (+20.14%)
2022	$2,042.00	$28,271	$178,769 (+20.14%) Land $43,750 Building $135,019
2021			$148,797 Land $43,750 Building $105,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 Red Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Red Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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